David Ramirez
$399,900$412,9002 bd2 ba1,440 sqft$278 /sqft$3,835 /mo all-in ↓

100 BLUFF VIEW DRIVE UNIT 608C, BELLEAIR BLUFFS, FL, 33770

Active86 days on marketListed May 8, 2026MLS #TB8506885

Reduced $13KWaterfrontCondominiumHARBOUR CLUB CONDO NO 3

About this home

100 BLUFF VIEW DRIVE UNIT 608C

One or more photo(s) has been virtually staged. What a STEAL !!!Price Adjustment WAY BELOW appraisal and other sold and for sale properties on same floor with similar floor plans at Fabulous Harbour Club C! Wake up to sweeping Clearwater Bay views from this top-floor 2-bedroom, 2-bath residence in the highly sought-after Harbour Club C. With water views from every room and a glimpse of the Gulf beyond, this light-filled home offers the opportunity to enjoy one of Belleair Bluffs' most desirable waterfront locations at an attractive value. Designed for easy coastal living, the condo features hurricane-impact windows, an updated A/C system, assigned parking, private storage, and spacious living areas filled with natural light. The functional floor plan provides an excellent foundation for buyers who want to move in immediately while adding their own personal touches over time. Beyond the residence itself, Harbour Club C stands apart for its financial strength and exceptional management. Fully funded reserves for 2026, completed Milestone and Reserve Studies, building flood insurance, and cable and internet, trash and water included in the HOA provide confidence and predictability that many buyers are seeking in today's condominium market. A full-time on-site maintenance professional and experienced portfolio property manager help ensure the community remains beautifully maintained and professionally operated. While this residence does not include a private balcony, residents enjoy access to a spacious waterfront community dock—an ideal setting for morning coffee, fishing, dolphin watching, or taking in spectacular sunsets over Clearwater Bay and the Causeway Marina. Recent availability within the community reflects a unique market opportunity rather than concerns with the building, giving buyers a rare chance to secure a home in this established waterfront community. Surrounded by million-dollar waterfront homes and located just minutes from Clearwater Beach, Sand Key Park, Belleair Beach, shopping, dining, marinas, and everyday conveniences, this location delivers the best of Florida's coastal lifestyle. If you've been searching for a waterfront home with exceptional views, strong community finances, and the opportunity to add your own style and value, this Harbour Club C residence deserves a place at the top of your list. Schedule your private showing today and discover the beauty of waterfront living for yourself. Seller motivated and will consider reasonable offers.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,440

Sqft

0.97 ac

Lot size

1973

Year built

One

Levels

$278

Per sqft

WaterfrontWater view

Inside

FlooringCeramic Tile · Cork · Laminate
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up · Membrane
ConstructionBlock
FoundationPillar/Post/Pier · Slab
ViewWater
FacesNorth
ExteriorGarden · Irrigation System · Lighting · Outdoor Grill · Private Mailbox · Sidewalk · Storage

Community & fees

HOA fee$628/mo
Taxes (2025)$6,193/yr
PetsNo
CommunityBay/Harbor Front · Dock · Fishing · Gulf/Ocean Front · Intracoastal Waterway · Association Recreation - Owned · Buyer Approval Required · Community Mailbox · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,835 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$516
Condo fee — from the listing$628
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,835/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$516
HOA / condo fee$628
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$247KedgeAI estimate $327,516 · range $257K$415K$431K

vs edgeAI estimate

+22.1%

$/sqft vs Belleair Bluffs actives

$278 vs $260

Days on market

86 vs 75 typical

Where $278/sqft sits among the 23 Belleair Bluffs actives

5
6
4 · this home
1
5
2
$176–213$213–250$250–288$288–325$325–363$363+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbour Club

Map of 100 BLUFF VIEW DRIVE UNIT 608C inside its neighborhood boundary

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Belleair Bluffs. See the full Belleair Bluffs guide →

Harbour Club — neighborhood snapshot

Population

255

Median age

63

Median income

$57,150

Median home value

$409,300

Avg household

2

Households w/ children

14%

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleair Bluffs market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$230K$420K

Belleair Bluffs median sold, yr/yr

92.6%

Sale-to-list ratio (12 mo)

16 of 23

Belleair Bluffs actives have cut their price

Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% above the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,900 $13K
May 8, 2026Listed at $412,900 · 86 days on market since
1973Built · HARBOUR CLUB CONDO NO 3

Reality check

What actually sold near 100 BLUFF VIEW DRIVE UNIT 608C

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2010 BAYVIEW PLACESold · Sep ’25

$700,000

2010 BAYVIEW PLACE

3 bd · 2 ba · 1,442 sqft · $485/sqft · 83 DOM

1769 BROOKSIDE BOULEVARDSold · Dec ’25

$944,000

1769 BROOKSIDE BOULEVARD

3 bd · 2 ba · 1,448 sqft · $652/sqft · 177 DOM

1984 TROTTER ROADSold · Dec ’25

$335,000

1984 TROTTER ROAD

2 bd · 2 ba · 1,430 sqft · $234/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 100 BLUFF VIEW DRIVE UNIT 608C — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 100 BLUFF VIEW DRIVE UNIT 608C — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

100 BLUFF VIEW DRIVE UNIT 608C FAQs

What would the monthly payment be for 100 BLUFF VIEW DRIVE UNIT 608C?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,835/mo — principal and interest, the actual property-tax bill, the $628/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 100 BLUFF VIEW DRIVE UNIT 608C?+

The association fee works out to $628 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 100 BLUFF VIEW DRIVE UNIT 608C?+

The most recent tax bill on record (2025) was $6,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 100 BLUFF VIEW DRIVE UNIT 608C?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Belleair Bluffs?+

At $399,900, this home is listed about 14% above the Belleair Bluffs median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 100 BLUFF VIEW DRIVE UNIT 608C?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$399,900 runs 75% above the BELLEAIR BLUFFS 33770 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $628/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $412,900, now $399,900 — a $13K cut. The full history is in the market section below.

Listing courtesy of MC HOMES REALTY INC · Gail Hoffmann. MLS #TB8506885.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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