8116 RIVER MONT WAY, TEMPLE TERRACE, FL, 33637
Active88 days on marketListed May 8, 2026MLS #TB8506884
About this home
8116 RIVER MONT WAY
Welcome home to this beautiful 4 bedroom, 2.5 bathroom and 2 car garage home located in the desirable Terrace River community which offers a low HOA fee. As you walk into the home you will appreciate the bright airy open feeling with a neutral color pallet. The offers offers a 1./2 bathroom on the first floor for you and your guests convince. There is a large dedicated living room and a formal diniing room. The home also offers a family room/kitchen combination. The kitchen is large and offers stainless steel appliance, solid surface countertops and a large panty for all your storage needs. As you exit the sliding glass doors you will appreciate the large screen in back porch to enjoy your days and evenings. The bedrooms are located upstairs. The secondary bedroom share a large bathroom with the tub and shower combination. There is a large laundry room located upstairs as well. The primary bedroom is oversized and offers space for an office or reading area. The primary bedroom also offers a oversized walk in closet and ensuite bathroom. The ensuite bathroom has a dual vanity sink, soaking tub and walk in shower. Close to shopping, entertainment and medical facilities. Easy access to I-275. Don't miss this opportunity and schedule a showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,560
Sqft
0.16 ac
Lot size
2
Garage
2001
Year built
Two
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,605 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,605/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.1%
$/sqft vs Temple Terrace actives
$170 vs $214
Days on market
88 vs 47 typical
Where $170/sqft sits among the 60 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33637 — neighborhood snapshot
Population
17,785
Median age
34.4
Median income
$60,526
Median home value
$213,800
Avg household
2.3
Households w/ children
1,827
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
31 of 60
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the TEMPLE TERRACE 33637 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 8116 RIVER MONT WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$430,000
7539 TERRACE RIVER DRIVE · same community
3 bd · 2.5 ba · 2,560 sqft · $168/sqft · 11 DOM
Sold · Jun ’26$450,000
509 FALMOUTH STREET
3 bd · 3 ba · 2,616 sqft · $172/sqft · 122 DOM
Sold · Jun ’26$350,000
5627 OAKLAND DRIVE
4 bd · 2.5 ba · 2,758 sqft · $127/sqft · 204 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8116 RIVER MONT WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8116 RIVER MONT WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8116 RIVER MONT WAY FAQs
What would the monthly payment be for 8116 RIVER MONT WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,605/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8116 RIVER MONT WAY?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8116 RIVER MONT WAY?+
The most recent tax bill on record (2025) was $7,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8116 RIVER MONT WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $435,000, this home is listed about 9% above the Temple Terrace median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8116 RIVER MONT WAY?+
King High School (high), Jennings Middle School (middle), Folsom Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Dawn Walls. MLS #TB8506884.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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