6855 GULF WINDS DRIVE, ST PETE BEACH, FL, 33706
Active85 days on marketListed May 9, 2026MLS #TB8506839
About this home
6855 GULF WINDS DRIVE
Exceptional turnkey duplex opportunity in the heart of St. Pete Beach — just a short walk to the sugar sand beaches, dining, shopping, and everything this vibrant coastal community has to offer. This upscale, fully furnished income-producing property features a beautifully renovated 3-bedroom, 2-bath residence alongside a stylish 2-bedroom, 1-bath unit, plus a detached air-conditioned studio offering additional flexibility for guests, office space, storage, or creative use. Extensively rebuilt and expanded with permits, this property underwent a significant full-gut renovation with no expense spared. Designed for long-term durability, low maintenance, and modern luxury living, nearly every component of the property has been thoughtfully upgraded to today’s standards. High-end improvements include smooth drywall finishes, recessed lighting, upgraded stucco, soffit and fascia, oversized PVC wastewater plumbing, PEX water piping, separate water and electric meters, updated irrigation system, and completely upgraded electrical systems brought to the latest code requirements. The property also features high-efficiency impact-rated dual-pane windows, impact exterior doors, new mini-split AC/heat systems, and upgrades to current Florida hurricane standards including wraparound hurricane straps for added peace of mind and potential insurance savings. (Wind MIT. And 4 pt available) Interior finishes offer a true luxury coastal feel with solid wood shaker cabinetry, quartz countertops, stainless steel appliances with infrared cooktops, luxury vinyl plank flooring, solid-core shaker doors, smooth plaster walls, Kohler porcelain tubs and toilets, porcelain tile with epoxy grout, and front-load stainless steel washers and dryers throughout. Outside, enjoy newly installed driveways with valuable off-street parking for up to 8 SUVs — a rare find near the beach. Whether you are searching for a luxury beach investment, vacation rental opportunity, multi-generational setup, or personal coastal retreat with income potential, this one-of-a-kind St. Pete Beach property delivers exceptional versatility, craftsmanship, and location.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,012
Sqft
0.17 ac
Lot size
1958
Year built
One
Levels
$397
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,134 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,134/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs THREE PALMS POINT
$397 vs $768
Days on market
85 vs 85 typical
Where $397/sqft sits among the 6 homes for sale in THREE PALMS POINT
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Three Palms Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Three Palms Point — neighborhood snapshot
Population
797
Median age
68
Median income
$79,226
Median home value
$414,374
Avg household
1
Households w/ children
17%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
3 of 6
THREE PALMS POINT have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6855 GULF WINDS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$475,000
660 64TH AVENUE · same community
3 bd · 2 ba · 1,984 sqft · $239/sqft · 7 DOM
Sold · Dec ’25$1,275,000
6422 1ST PALM POINT · same community
3 bd · 3 ba · 2,043 sqft · $624/sqft · 4 DOM
Sold · Aug ’25$725,000
6437 1ST PALM POINT · same community
3 bd · 2 ba · 2,170 sqft · $334/sqft · 163 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6855 GULF WINDS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6855 GULF WINDS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6855 GULF WINDS DRIVE FAQs
What would the monthly payment be for 6855 GULF WINDS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,134/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6855 GULF WINDS DRIVE?+
The most recent tax bill on record (2024) was $16,351. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Pete Beach?+
At $799,000, this home is listed about 33% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6855 GULF WINDS DRIVE?+
Boca Ciega High School (high), Azalea Elementary School (elementary), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,000 runs 78% above the ST PETE BEACH 33706 median — but at 2,012 sqft it's also 59% larger than the typical St Pete Beach listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Boca Ciega High School, Azalea Elementary School, Azalea Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Giuliana Cianfarani. MLS #TB8506839.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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