David Ramirez
$315,000$325,0002 bd2 ba1,380 sqft$228 /sqft$2,386 /mo all-in ↓

11274 S RIVIERA DRIVE, HOMOSASSA, FL, 34448

Active91 days on marketListed May 8, 2026MLS #TB8506766

Reduced $10KSingle Family ResidenceCASONS CHASSAHOWITZKA RETS UNIT 03 UNREC

About this home

11274 S RIVIERA DRIVE

Nestled among mature trees on a peaceful half-acre lot, this cozy retreat in Homosassa offers the perfect blend of comfort, privacy, and modern construction. Built in 2019 and topped with a durable metal roof, this charming 2-bedroom, 2-bathroom home was designed for easy living while still feeling warm and inviting from the moment you arrive through the gated entry. Inside, you’ll immediately notice the welcoming atmosphere created by the rich hardwood flooring, natural light, and cozy wood-burning stove that serves as the heart of the living room, perfect for quiet evenings at home or gathering with family and friends. Tile flooring in the bathrooms and entryway adds a practical touch while maintaining the home’s comfortable character, while central AC ensures year-round comfort. Adding to the home’s inviting feel are the expansive front and back porches that stretch the full width of the house, creating the perfect spaces to relax with a morning coffee, unwind in the evenings, or simply enjoy the peaceful wooded surroundings. Both porches are equipped with ramps for accessibility and convenience, making outdoor living easy and enjoyable for everyone. Outside, the serene setting continues with mature trees providing shade, privacy, and a true tucked-away feel. The large pole barn with a concrete entry offers endless possibilities, perfectl for a garage, boat or RV storage, workshop, entertaining area, hobby space, or the ultimate man cave. With its newer construction, cozy cabin-inspired charm, metal roof, spacious porches, and peaceful natural setting, this property is a rare opportunity to enjoy relaxed Florida living with room to spread out and truly feel at home.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,380

Sqft

0.54 ac

Lot size

2019

Year built

One

Levels

$228

Per sqft

Inside

FlooringTile · Hardwood
AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorAccessibility Features · Primary Bedroom Main Floor · Vaulted Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Other

Outside & construction

RoofMetal
ConstructionCement Siding
FoundationBlock · Stem Wall
FacesNortheast
ExteriorPrivate Entrance

Community & fees

Taxes (2025)$2,792/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Private
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,386 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$233
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,386/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$233
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Homosassa actives

$228 vs $175

Days on market

91 vs 53 typical

Where $228/sqft sits among the 229 Homosassa actives

89
81
15 · this home
16
6
22
$123–165$165–207$207–249$249–291$291–333$333+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Homosassa

Map of 11274 S RIVIERA DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)72 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Homosassa. See the full Homosassa guide →

HOMOSASSA 34448 — neighborhood snapshot

Population

10,741

Median age

56

Median income

$47,526

Median home value

$166,000

Avg household

2.28

Households w/ children

866

For the school run

Citrus County School District

ElementaryRock Crusher Elementary School★★★★★
MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

110 of 229

Homosassa actives have cut their price

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% above the HOMOSASSA 34448 median. See the full Homosassa market guide →

Paper trail

This home's history

CurrentPrice reduced to $315,000 $10K
May 8, 2026Listed at $325,000 · 91 days on market since
2019Built · CASONS CHASSAHOWITZKA RETS UNIT 03 UNREC

Reality check

What actually sold near 11274 S RIVIERA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7512 W CLEARBROOK LANESold · Sep ’25

$165,000

7512 W CLEARBROOK LANE · same community

3 bd · 2 ba · 1,500 sqft · $110/sqft · 117 DOM

7782 W DEBRA LANESold · Jan ’26

$120,000

7782 W DEBRA LANE · same community

2 bd · 2 ba · 924 sqft · $130/sqft · 51 DOM

11351 S ANN POINTSold · Sep ’25

$90,000

11351 S ANN POINT · same community

2 bd · 1 ba · 720 sqft · $125/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11274 S RIVIERA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11274 S RIVIERA DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

11274 S RIVIERA DRIVE FAQs

What would the monthly payment be for 11274 S RIVIERA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,386/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11274 S RIVIERA DRIVE?+

The most recent tax bill on record (2025) was $2,792. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Homosassa?+

At $315,000, this home is listed about 10% below the Homosassa median of $348,950. The market section on this page shows how the area is trending.

Which schools are assigned to 11274 S RIVIERA DRIVE?+

Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Ian Brauchli. MLS #TB8506766.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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