7047 EL MATADOR STREET, ZEPHYRHILLS, FL, 33541
Active97 days on marketListed May 8, 2026MLS #TB8506572
About this home
7047 EL MATADOR STREET
Want a winter retreat or full-time Florida home? Discover this exceptional property in the desirable Spanish Trails 55+ community where you own the land — no lot rent! Ideally located in the heart of the community, this beautifully maintained FULLY FURNISHED, 2-bedroom, 2-bath double-wide offers comfort, style, and an inviting open-concept layout, all with a low HOA fee of just $114 each month. Even better, this home and community are now VA loan approved, offering additional financing opportunities for qualified buyers. Step inside and enjoy the bright, spacious floor plan featuring updated laminate flooring, a beautifully designed kitchen, and an open dining and living area that creates the perfect space for entertaining or relaxing. The kitchen offers attractive appliances, ample cabinetry, and a seamless flow into the main living spaces, giving the home a warm and welcoming “great room” feel. The spacious primary suite features a large walk-in closet and an updated en-suite bath with a convenient step-in shower. The second bedroom is bright and comfortable with generous storage and a ceiling fan for added comfort. This move-in-ready home also includes a membrane roof installed in 2013, newer A/C system, newer hot water heater, laundry area off the carport with washer and dryer included, a screened-in patio perfect for enjoying the Florida sunshine, and an additional covered outdoor patio area for relaxing or entertaining guests. Residents enjoy access to outstanding community amenities including a heated pool, spa, clubhouse, and a variety of social activities and events. Trash pickup is included in the monthly fee, and two pets are permitted with restrictions. Whether you are searching for a seasonal getaway or year-round Florida living, this beautifully decorated home offers exceptional value in one of the area’s most desirable 55+ communities. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
888
Sqft
0.08 ac
Lot size
1984
Year built
One
Levels
$130
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$937 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$937/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.2%
$/sqft vs SPANISH TRAILS VILLAGE CONDO
$130 vs $122
Days on market
97 vs 51 typical
Where $130/sqft sits among the 9 homes for sale in SPANISH TRAILS VILLAGE CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
3 of 9
SPANISH TRAILS VILLAGE CONDO have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 7047 EL MATADOR STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$113,000
7118 EL MEYERS STREET · same community
2 bd · 2 ba · 864 sqft · $131/sqft · 72 DOM
Sold · Mar ’26$99,000
37843 BARCELONA AVENUE · same community
2 bd · 2 ba · 840 sqft · $118/sqft · 78 DOM
Sold · Jul ’26$84,000
7122 EL GRECO STREET · same community
2 bd · 2 ba · 960 sqft · $88/sqft · 303 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7047 EL MATADOR STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7047 EL MATADOR STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7047 EL MATADOR STREET FAQs
What would the monthly payment be for 7047 EL MATADOR STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $937/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7047 EL MATADOR STREET?+
The most recent tax bill on record (2025) was $594. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7047 EL MATADOR STREET?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $115,000, this home is listed about 65% below the Zephyrhills median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7047 EL MATADOR STREET?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY NEW TAMPA · Troy Duprey. MLS #TB8506572.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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