403 GULF WAY UNIT 601, ST PETE BEACH, FL, 33706
Active78 days on marketListed May 12, 2026MLS #TB8506342
About this home
403 GULF WAY UNIT 601
Seriously! They Don't make views like this, not even AI. Enjoy the most incredible sunsets and sunrises daily. The high-level direct beachfront balcony is action packed - starting from the breathtaking Gulf views of one of the world's most famous beaches to watching the Dolphins and Manatees making their way along the coast, to the views of Tampa Bay sunrises from the other side, this directly facing west 6th floor 2 bed 2 bath corner condo has its own deeded under building parking space which gives you easy access to your condo. The location is amazing, being steps away from the 8th Avenue artsy Pass-a-Grille district with local shops, boutiques and restaurants. This is the Pass-a-Grille lifestyle at its best! Come take a look for yourself and make it yours! Special Bonus – for a closing prior to 9/15, seller will pay one year HOA!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,120
Sqft
0 ac
Lot size
1
Garage
1974
Year built
One
Levels
$623
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,621 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,621/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.8%
$/sqft vs St Pete Beach actives
$623 vs $502
Days on market
78 vs 85 typical
Where $623/sqft sits among the 185 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pass-a-grille Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Pass-a-grille Beach — neighborhood snapshot
Population
824
Median age
61
Median income
$106,407
Median home value
$748,033
Avg household
2
Households w/ children
66%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
94 of 185
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 403 GULF WAY UNIT 601
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$575,000
403 GULF WAY UNIT 403 · same community
2 bd · 1 ba · 1,010 sqft · $569/sqft · 295 DOM
Sold · Mar ’26$400,000
719 PINELLAS BAYWAY S UNIT 305
2 bd · 2 ba · 1,110 sqft · $360/sqft · 49 DOM
Sold · Mar ’26$365,000
719 PINELLAS BAYWAY S UNIT 309
2 bd · 2 ba · 1,110 sqft · $329/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 403 GULF WAY UNIT 601 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 403 GULF WAY UNIT 601 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
403 GULF WAY UNIT 601 FAQs
What would the monthly payment be for 403 GULF WAY UNIT 601?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,621/mo — principal and interest, the actual property-tax bill, the $1,203/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 403 GULF WAY UNIT 601?+
The association fee works out to $1,203 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 403 GULF WAY UNIT 601?+
The most recent tax bill on record (2025) was $2,764. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 403 GULF WAY UNIT 601?+
The listing reports pets: Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $698,000, this home is listed about 17% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 403 GULF WAY UNIT 601?+
Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$698,000 runs 55% above the ST PETE BEACH 33706 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,203/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Boca Ciega High School, Bay Point Middle School, Azalea Elementary School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Joe Nix. MLS #TB8506342.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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