2909 FIG COURT, PALM HARBOR, FL, 34684
Active87 days on marketListed May 8, 2026MLS #TB8506291
About this home
2909 FIG COURT
Welcome to Strathmore Gate-East, a peaceful, pet-friendly community where mature landscaping and a relaxed Florida lifestyle create an inviting sense of home. This beautifully maintained corner-unit villa offers 3 bedrooms, 2 full bathrooms, and nearly 1,300 square feet of thoughtfully designed living space with a private conservation backdrop and no rear neighbors. Major updates provide peace of mind, including a new roof and new HVAC system, both installed in 2024. Inside, you’ll find stylish upgrades throughout, beginning with a bright and welcoming kitchen featuring granite countertops, white cabinetry, newer appliances, and a window that opens seamlessly to the spacious living area, perfect for entertaining. Sliding glass doors lead to a private courtyard with additional storage, creating the ideal space for morning coffee or evening relaxation. The primary suite serves as a peaceful retreat with dual closets, including a walk-in closet, an updated ensuite bathroom with a stylish vanity and a shower, and private access to the screened lanai where you can unwind while enjoying tranquil conservation views and the sounds of nature. The guest bathroom has also been tastefully updated with new vanity and countertop, modern tilework, and a bathtub/shower combination. Step outside to the screened lanai and enjoy the serene, preserve-like setting that truly sets this villa apart. HOA fees include exterior maintenance, grounds maintenance, and water, allowing for an easy, low-maintenance lifestyle. Perfectly located in the heart of Palm Harbor and zoned for top-rated schools, you’ll enjoy quick access to shopping, dining, golf courses, the Pinellas Trail, John Chestnut Sr. Park, and local favorites like Mystic Fish. Tampa International Airport and St. Pete–Clearwater International Airport are both within easy reach, while the beautiful Gulf beaches are just a short drive away. Whether you’re searching for a full-time residence or the perfect seasonal escape, this move-in-ready villa offers the comfort, convenience, and Florida lifestyle you’ve been looking for.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,298
Sqft
0.06 ac
Lot size
1981
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,820 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,820/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.6%
$/sqft vs Palm Harbor actives
$227 vs $261
Days on market
87 vs 42 typical
Where $227/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Strathmore Gate East
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Strathmore Gate East — neighborhood snapshot
Population
611
Median age
47
Median income
$80,802
Median home value
$284,813
Avg household
2
Households w/ children
55%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
202 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2909 FIG COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$295,000
2913 FIG COURT · same community
3 bd · 2 ba · 1,298 sqft · $227/sqft · 204 DOM
Sold · Jul ’26$235,000
2917 FIG COURT · same community
3 bd · 2 ba · 1,298 sqft · $181/sqft · 6 DOM
Sold · Aug ’25$305,000
2953 YUCCA COURT · same community
3 bd · 2 ba · 1,298 sqft · $235/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2909 FIG COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2909 FIG COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2909 FIG COURT FAQs
What would the monthly payment be for 2909 FIG COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,820/mo — principal and interest, the actual property-tax bill, the $450/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2909 FIG COURT?+
The association fee works out to $450 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2909 FIG COURT?+
The most recent tax bill on record (2025) was $4,191. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2909 FIG COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $294,000, this home is listed about 22% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2909 FIG COURT?+
Highland Lakes Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$294,000 runs 18% above the PALM HARBOR 34684 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
87 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Highland Lakes Elementary School, Joseph L. Carwise Middle School, East Lake High School — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Antje Anderson. MLS #TB8506291.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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