11240 CAY SPRUCE WAY, SAN ANTONIO, FL, 33576
Active81 days on marketListed May 13, 2026MLS #TB8506263
About this home
11240 CAY SPRUCE WAY
Perfect Premium Pond lot with water and conservation views awaits YOU! Better than new, Located in the highly sought-after Lagoon community of Mirada, this beautifully designed Sorrento model townhome by LGI Homes offers low-maintenance living with resort-style amenities in one of the fastest-growing areas of San Antonio, Florida! Boasting 1,856 square feet, this spacious 3-bedroom, 2.5-bath home features a light-filled OPEN floorplan with upscale finishes throughout, including laminate floors, quartz countertops & center island, tile backsplash and a stunning leaded glass entry door that creates a warm welcome from the moment you arrive. The expansive living, dining and kitchen areas create the ideal space for entertaining guests or enjoying cozy nights at home, all while taking advantage of INCLUDED cable (2 boxes), WIFI (1 gig) and internet services. Situated on a pond and conservation lot with no rear neighbors, the screened lanai provides peaceful water and woodland views, offering exceptional privacy and tranquility. Upstairs, the spacious owner’s suite serves as a relaxing retreat with beautiful pond and conservation views, a walk-in closet, and a private ensuite bath accented with a decorative glass listello band. This home offers a split style bedroom setup, with full guest bath adorned with custom hardware and upgraded lighting, making it ideal for guests or multi-generational living. Additional highlights include a convenient upstairs laundry room with washer and dryer, a downstairs stylish half bath with pedestal sink, and most importantly maintenance-free living with the ability to lock and leave as a second vacation home, or live year round and add a fence, if desired. Living in Mirada means enjoying unlimited resident access to the spectacular 15-acre crystal lagoon, complete with sandy beaches, water activities, and year-round resort-style fun, plus 25 guest passes annually and access to nearby Epperson Lagoon. Ideally located with quick access to major highways and I-75, you’ll be just minutes from Pasco schools, colleges, Kirkland Ranch Academy of Innovation, Tampa Premium Outlets, medical facilities like BayCare and Advent Health Wesley Chapel, Publix Supermarket, Starbucks, shopping, dining and everything that makes this vibrant area such an incredible place to call home. CALL TODAY!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,856
Sqft
0.06 ac
Lot size
1
Garage
2021
Year built
Two
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,952 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,952/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.5%
$/sqft vs MIRADA
$175 vs $201
Days on market
81 vs 57 typical
Where $175/sqft sits among the 24 homes for sale in MIRADA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Antonio
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know San Antonio. See the full San Antonio guide →
SAN ANTONIO 33576 — neighborhood snapshot
Population
6,415
Median age
61.1
Median income
$77,950
Median home value
$330,500
Avg household
2.21
Households w/ children
337
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The San Antonio market
$360K → $352K
San Antonio median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
14 of 24
MIRADA have cut their price
Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →
Paper trail
This home's history
Reality check
What actually sold near 11240 CAY SPRUCE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$322,490
32785 RUSTIC RISE ROAD · same community
3 bd · 2 ba · 1,564 sqft · $206/sqft · 0 DOM
Sold · Nov ’25$314,990
32746 RUSTIC RISE ROAD · same community
3 bd · 2 ba · 1,564 sqft · $201/sqft · 113 DOM
Sold · Jan ’26$272,990
32740 RUSTIC RISE ROAD · same community
3 bd · 2 ba · 1,564 sqft · $175/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11240 CAY SPRUCE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11240 CAY SPRUCE WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11240 CAY SPRUCE WAY FAQs
What would the monthly payment be for 11240 CAY SPRUCE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,952/mo — principal and interest, the actual property-tax bill, the $332/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11240 CAY SPRUCE WAY?+
The association fee works out to $332 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11240 CAY SPRUCE WAY?+
The most recent tax bill on record (2025) was $4,835. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11240 CAY SPRUCE WAY?+
The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in San Antonio?+
At $325,000, this home is listed about 7% below the San Antonio median of $347,925. The market section on this page shows how the area is trending.
Which schools are assigned to 11240 CAY SPRUCE WAY?+
San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REST EASY REALTY POWERED BY SELLSTATE · Gina Marie Holm. MLS #TB8506263.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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