David Ramirez
Pending
$2,100,000$2,175,0005 bd3.5 ba3,332 sqft$630 /sqft$14,461 /mo all-in ↓

4601 S ESPERANZA AVENUE, TAMPA, FL, 33611

Pending57 days on marketListed Jun 12, 2026MLS #TB8506219

Reduced $75KPrivate poolSingle Family ResidenceBARR CITY

About this home

4601 S ESPERANZA AVENUE

PREFERRED LENDER CREDIT AVAILABLE (UP TO $5,000)! Located in the highly sought-after Bayshore Beautiful neighborhood of South Tampa, this exceptional 5-bedroom, 4-bath, 3-car garage pool and spa home has been extensively renovated with over $320,000 in luxury upgrades completed between 2025 and 2026. Designed for buyers who appreciate elevated finishes and refined living, this stunning residence seamlessly blends timeless style with modern functionality. The turnkey-ready home features smooth-finish walls and ceilings, wide-plank flooring, new interior paint, Plantation Shutters throughout, designer lighting, custom built-ins, and a stunning fireplace with lighted custom built-ins that serves as a beautiful focal point in the main living area. The fully renovated gourmet kitchen is truly showstopping, offering custom cabinetry, quartz countertops, under-cabinet lighting, a 48-inch Wolf dual-fuel double oven range, Sub-Zero refrigerator, GE Profile dishwasher, Sharp drawer microwave, and an oversized island perfect for entertaining. The spacious family room overlooks a true backyard private oasis featuring a Hollywood Hills-inspired saltwater pool, a dramatic waterfall wall, a fully tiled spa with seating for 12, a privacy wall, and a coveted large, fully fenced yard with a beautiful lawn. The covered patio is designed for effortless entertaining with custom tongue-and-groove wood ceilings, built-in speakers, recessed lighting, custom landscaping and irrigation, outdoor kitchen, and a mosquito misting system. Upstairs you will find all 5 bedrooms, one of which would be an excellent in-law suite with sink, refrigerator, and private access to a full bath Additional highlights include custom his-and-her closets, a custom lighted, hidden, moving bookcase door in the office that opens to storage, custom pantry shelving, and illuminated built-ins. Perfectly positioned at the end of a quiet dead-end street just three blocks from Bayshore Boulevard, this move-in-ready luxury home offers convenient access to South Tampa’s premier dining, shopping, and entertainment while delivering an exceptional Florida lifestyle. Enjoy being in close proximity to Bayshore Boulevard, home to the world’s longest continuous sidewalk, offering 4.5 miles of uninterrupted waterfront views perfect for walking, biking, or jogging along one of Tampa’s most iconic streets.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,332

Sqft

0.22 ac

Lot size

3

Garage

2015

Year built

Two

Levels

$630

Per sqft

Private poolFireplace

Inside

FlooringLuxury Vinyl
AppliancesDryer · Range · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesWest
ParkingGarage Faces Side
ExteriorFrench Doors · Sidewalk

Community & fees

Taxes (2025)$26,186/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,461 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,332
PMI (est., until 20% equity)$788
Property tax — 2025 actual bill$2,182
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $210,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $210,000
Interest rate6.00%
Loan term

Estimated payment

$14,461/mo

Principal & interest$11,332
PMI (est., until 20% equity)$788
Property taxes (actual bill)$2,182
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.1M
$1.2MedgeAI estimate $1,526,409 · range $1.2M$1.7M$2.2M

vs edgeAI estimate

+37.6%

$/sqft vs Tampa actives

$630 vs $301

Days on market

57 vs 42 typical

Where $630/sqft sits among the 400 Tampa actives

189
121
31
19 · this home
11
29
$154–291$291–428$428–565$565–702$702–839$839+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bayshore Beautiful

Map of 4601 S ESPERANZA AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa8 min
Tampa Int’l Airport (TPA)19 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Bayshore Beautiful — neighborhood snapshot

Population

6,803

Median age

47

Median income

$162,977

Median home value

$952,339

Avg household

3

Households w/ children

917

For the school run

Hillsborough County School District

ElementaryBallast Point Elementary School★★★★
HighRobinson High School★★★★
MiddleMadison Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

206 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 412% above the TAMPA 33611 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,100,000 $75K
Jun 12, 2026Listed at $2,175,000 · 57 days on market since
2015Built · BARR CITY

Reality check

What actually sold near 4601 S ESPERANZA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4606 S ESPERANZA AVENUESold · Jul ’26

$700,000

4606 S ESPERANZA AVENUE · same community

2 bd · 2 ba · 1,802 sqft · $388/sqft · 84 DOM

6003 S ELKINS AVENUESold · Mar ’26

$1,599,999

6003 S ELKINS AVENUE

5 bd · 4 ba · 3,336 sqft · $480/sqft · 6 DOM

3213 W WYOMING AVENUESold · Jun ’26

$1,301,000

3213 W WYOMING AVENUE

5 bd · 3 ba · 3,294 sqft · $395/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4601 S ESPERANZA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4601 S ESPERANZA AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

4601 S ESPERANZA AVENUE FAQs

What would the monthly payment be for 4601 S ESPERANZA AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,461/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4601 S ESPERANZA AVENUE?+

The most recent tax bill on record (2025) was $26,186. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $2,100,000, this home is listed about 367% above the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4601 S ESPERANZA AVENUE?+

Ballast Point Elementary School (elementary), Robinson High School (high), Madison Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,100,000 runs 412% above the TAMPA 33611 median — but at 3,332 sqft it's also nearly twice the size of the typical Tampa listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Ballast Point Elementary School, Robinson High School, Madison Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Ballast Point Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $2,175,000, now $2,100,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of GULF SHORES REALTY ERA POWERED LLC · Ali St Cyr. MLS #TB8506219.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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