2642 PINE RIDGE WAY S UNIT G2, PALM HARBOR, FL, 34684
Active89 days on marketListed May 8, 2026MLS #TB8506008
About this home
2642 PINE RIDGE WAY S UNIT G2
Private and beautifully updated condo in Palm Harbor’s highly desirable 55+ pet-friendly Pine Ridge community! This gorgeous 2-bedroom, 2-bath END UNIT offers modern upgrades, abundant natural light, peaceful green nature views, and a highly functional layout. The stunning kitchen features an open design overlooking the main living area, gorgeous granite countertops, newer cabinetry, sleek stainless appliances, subway tile backsplash, and plenty of storage and prep space. Waterproof luxury vinyl plank flooring flows throughout the home for a clean, cohesive look. The spacious living room opens through sliding glass doors to a screened-in lanai, creating the perfect place to relax and enjoy Florida living. The large primary suite includes an oversized closet and an en-suite bathroom with walk-in shower, while the guest bedroom is conveniently located near the second full bathroom, making it ideal for visitors or a home office setup. A large indoor laundry room adds extra convenience! Residents enjoy low monthly condo fees and exceptional community amenities, including a large heated Olympic-style swimming pool, scenic walking trail around the lake and fountain, clubhouse with social activities, and beautifully maintained grounds. Monthly condo fees include the community pool, escrow reserves fund, exterior maintenance, grounds maintenance, onsite management, pool maintenance, sewer, trash, water, basic cable, and internet. This pet-friendly community is ideally located safely in a NON-FLOOD ZONE just minutes from shopping, restaurants, parks, and Gulf beaches. Don't wait - schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,038
Sqft
1983
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,107 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,107/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.2%
$/sqft vs PINE RIDGE AT PALM HARBOR
$188 vs $177
Days on market
89 vs 48 typical
Where $188/sqft sits among the 7 homes for sale in PINE RIDGE AT PALM HARBOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
2 of 7
PINE RIDGE AT PALM HARBOR have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2642 PINE RIDGE WAY S UNIT G2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$190,000
1871 PINE RIDGE WAY W UNIT B2 · same community
2 bd · 2 ba · 1,038 sqft · $183/sqft · 3 DOM
Sold · Jun ’26$155,000
2688 PINE RIDGE WAY N UNIT D1 · same community
2 bd · 2 ba · 1,038 sqft · $149/sqft · 548 DOM
Sold · Nov ’25$172,000
2699 PINE RIDGE WAY E UNIT H1 · same community
2 bd · 2 ba · 1,038 sqft · $166/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2642 PINE RIDGE WAY S UNIT G2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2642 PINE RIDGE WAY S UNIT G2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2642 PINE RIDGE WAY S UNIT G2 FAQs
What would the monthly payment be for 2642 PINE RIDGE WAY S UNIT G2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,107/mo — principal and interest, the actual property-tax bill, the $417/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2642 PINE RIDGE WAY S UNIT G2?+
The association fee works out to $417 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2642 PINE RIDGE WAY S UNIT G2?+
The most recent tax bill on record (2025) was $3,551. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2642 PINE RIDGE WAY S UNIT G2?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $195,000, this home is listed about 49% below the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2642 PINE RIDGE WAY S UNIT G2?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34684 market on paper
$195,000 is 22% below the PALM HARBOR 34684 median of $250,000, and at $188/sqft it sits under the Palm Harbor average of $273.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $200,000, now $195,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Amanda Justus. MLS #TB8506008.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Harbor homes, in your inbox
Like 2642 PINE RIDGE WAY S UNIT G2 but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →