David Ramirez
$999,900$1,100,0004 bd3.5 ba3,064 sqft$326 /sqft$6,845 /mo all-in ↓

2778 ST ANDREWS BOULEVARD, TARPON SPRINGS, FL, 34688

Active94 days on marketListed May 8, 2026MLS #TB8505981

Reduced $100KPrivate poolSingle Family ResidenceCYPRESS RUN UNIT II

About this home

2778 ST ANDREWS BOULEVARD

Tucked behind the gates of Cypress Run, this custom estate blends timeless craftsmanship, modern updates, and exceptional Florida outdoor living on a private homesite with sweeping golf course, pond, and preserve views. Set on just under 3/4 acre, this remodeled 4-bedroom, 3.5-bath pool home with side-load 3-car garage features a NEW ROOF in 2022 and a private backyard with no rear homes in sight. Oversized paver driveway (2yrs old) leads to the brick-accented façade, shaded by majestic oaks & lush landscaping. Double entry doors open to a soaring foyer with freshly polished travertine tile, high ceilings, and abundant natural light. The formal dining room features a window seat, while the formal living room offers polished stone flooring, arched transom windows, dramatic ceilings, and French doors to the pool and lanai. The office/4th bedroom includes custom built-in shelving, cabinetry, & desk space, making it ideal for a private office, library, or flex space. The updated kitchen is a showpiece with custom cabinetry, granite countertops, a large island with seating and storage, and a dramatic wood-planked vaulted ceiling with recessed lighting. Appliances and features include a commercial-style stainless gas range with double ovens, 6-burner cooktop, pot filler, stainless vent hood, apron-front farmhouse sink, dishwasher, French-door refrigerator, built-in microwave, wine/beverage refrigerator, reverse osmosis, commercial ice maker, and abundant storage. The adjacent family room offers wood-look tile flooring, exposed beams, custom built-ins, a brick fireplace, and expansive windows overlooking the golf course and pond. The private primary suite features vaulted ceilings, polished stone flooring, French doors to the lanai, and two walk-in closets, including a custom wood-finished closet system. The spa-style bath has marble-look tile, dual vanities with stone counters, vessel sinks, illuminated round mirrors, designer lighting, a freestanding soaking tub beneath arched windows, and a walk-in shower with marble-look tile walls, hexagon mosaic tile floor, built-in niche, frameless glass detail, and upgraded fixtures. Bedrooms are generously sized w/ updated flooring, plantation shutters, and tasteful finishes. The updated half bath includes a modern vessel sink and stone countertop. The large laundry room offers built-in cabinetry, stone counters, a deep utility sink, and great storage. Step outside to your private resort. The expansive screened lanai features a sparkling salt water pool w/ new phone remote control & raised spa, covered dining, vaulted wood-plank ceilings, brick accents, & an outdoor brick fireplace. Beyond the lanai, an extended paver deck flows into the fenced backyard, shaded by mature oaks draped in Spanish moss & framed by tranquil golf course, pond & preserve views. A private sauna adds another layer of retreat-style luxury. Additional highlights include a spacious 3-car garage with room for vehicles, golf cart, storage, or workshop, a whole-house water softener, propane tank for gas, tankless gas hot water heater (3 yr/old), custom built-ins, upgraded lighting & multiple indoor-outdoor living areas. Cypress Run is a prestigious guard-gated community known for its championship golf course, tennis facilities, new pickleball courts, clubhouse & vibrant social calendar, all w/in easy reach of Gulf Coast beaches and Tampa Bay destinations. This estate is a statement in luxury, craftsmanship, privacy, and lifestyle.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,064

Sqft

0.6 ac

Lot size

3

Garage

1986

Year built

One

Levels

$326

Per sqft

Private poolFireplaceGolf Course & Trees/Woods & Water viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesBuilt-In Oven · Dishwasher · Dryer · Gas Water Heater · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Softener · Whole House R.O. System · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Open Floorplan · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionOther · Wood Frame
FoundationSlab
ViewGolf Course · Trees/Woods · Water
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorFrench Doors · Outdoor Kitchen · Sidewalk

Community & fees

HOA fee$231/mo
Taxes (2025)$8,208/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Propane · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,845 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,395
PMI (est., until 20% equity)$375
Property tax — 2025 actual bill$684
HOA fee — from the listing$231
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,990
Interest rate6.00%
Loan term

Estimated payment

$6,845/mo

Principal & interest$5,395
PMI (est., until 20% equity)$375
Property taxes (actual bill)$684
HOA / condo fee$231
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1000K
$827KedgeAI estimate $920,416 · range $862K$1.0M$1.1M

vs edgeAI estimate

+8.6%

$/sqft vs Tarpon Springs actives

$326 vs $244

Days on market

94 vs 46 typical

Where $326/sqft sits among the 270 Tarpon Springs actives

73
75
61
24 · this home
13
24
$141–196$196–252$252–307$307–363$363–418$418+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cypress Run

Map of 2778 ST ANDREWS BOULEVARD inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)40 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

Cypress Run — neighborhood snapshot

Population

953

Median age

50

Median income

$138,846

Median home value

$682,100

Avg household

3

Households w/ children

85%

For the school run

Pinellas County School District

ElementaryBrooker Creek Elementary School★★★★★
HighEast Lake High School★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$400K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

146 of 270

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 128% above the TARPON SPRINGS 34688 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $999,900 $100K
May 8, 2026Listed at $1,100,000 · 94 days on market since
1986Built · CYPRESS RUN UNIT II

Reality check

What actually sold near 2778 ST ANDREWS BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2796 ST ANDREWS BOULEVARDSold · Sep ’25

$875,000

2796 ST ANDREWS BOULEVARD · same community

4 bd · 3 ba · 3,014 sqft · $290/sqft · 63 DOM

663 TURNBERRY COURTSold · Aug ’25

$975,000

663 TURNBERRY COURT · same community

4 bd · 3.5 ba · 4,076 sqft · $239/sqft · 71 DOM

2769 ST ANDREWS BOULEVARDSold · Oct ’25

$1,225,000

2769 ST ANDREWS BOULEVARD · same community

3 bd · 4 ba · 4,586 sqft · $267/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2778 ST ANDREWS BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2778 ST ANDREWS BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

2778 ST ANDREWS BOULEVARD FAQs

What would the monthly payment be for 2778 ST ANDREWS BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,845/mo — principal and interest, the actual property-tax bill, the $231/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2778 ST ANDREWS BOULEVARD?+

The association fee works out to $231 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2778 ST ANDREWS BOULEVARD?+

The most recent tax bill on record (2025) was $8,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2778 ST ANDREWS BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $999,900, this home is listed about 130% above the Tarpon Springs median of $434,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2778 ST ANDREWS BOULEVARD?+

Brooker Creek Elementary School (elementary), East Lake High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$999,900 runs 128% above the TARPON SPRINGS 34688 median — but at 3,064 sqft it's also 68% larger than the typical Tarpon Springs listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

94 days on market against a Tarpon Springs median of 46 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Brooker Creek Elementary School, East Lake High School, Tarpon Springs Middle School — Brooker Creek Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,100,000, now $999,900 — a $100K cut. The full history is in the market section below.

Listing courtesy of RE/MAX REALTEC GROUP INC · Mark Fazzini. MLS #TB8505981.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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