4814 PORTOBELLO CIRCLE, VALRICO, FL, 33596
Active76 days on marketListed May 9, 2026MLS #TB8505863
About this home
4814 PORTOBELLO CIRCLE
POOL HOME + WHOLE HOME GENERATOR + SOLAR + 2021 ROOF in highly desirable Bloomingdale Cove. Set among mature trees and established streets, this 4-bedroom, 3-bath home offers the kind of neighborhood feel buyers continue to search for but rarely find. With 2,314 square feet, the layout strikes the right balance between open-concept living and defined spaces that make everyday life feel comfortable and functional. From the moment you enter, the home naturally flows toward the outdoor living area where a private pool, covered lanai, and fully fenced backyard create a true Florida lifestyle setup—perfect for entertaining, relaxing, weekend cookouts, or enjoying quiet evenings at home. The kitchen opens easily into the main living spaces, creating strong sightlines and gathering areas buyers want today. The primary suite features newer carpet, while the oversized first-floor laundry room adds practical everyday convenience. Major high-ticket updates have already been completed, including: • 2021 ROOF • 2024 WATER HEATER • NEW 2024 PROPANE POOL HEATER • Newly sealed driveway with transferable 5-year warranty One of the standout features of this property is the PROPANE-POWERED WHOLE HOME GENERATOR—an increasingly valuable feature that provides peace of mind during Florida storm season. The home also has leased SOLAR PANELS, helping maintain electric bills that are typically under $100 per month. Located in the sought-after Bloomingdale community, residents enjoy nearby parks, golf, YMCA, shopping, dining, and convenient access to Tampa, MacDill AFB, and major commuter routes. Zoned for highly regarded schools and surrounded by established homes, this location continues to attract buyers looking for long-term value and community appeal. Move-in ready, thoughtfully maintained, and loaded with meaningful upgrades, this is more than just another pool home—it’s a property where many of the expensive improvements are already done.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,314
Sqft
0.15 ac
Lot size
2
Garage
2000
Year built
Two
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,322 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,322/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.4%
$/sqft vs Valrico actives
$210 vs $218
Days on market
76 vs 34 typical
Where $210/sqft sits among the 193 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
108 of 193
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the Valrico median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 4814 PORTOBELLO CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$470,000
2630 ALLWOOD AVENUE · same community
4 bd · 3 ba · 2,214 sqft · $212/sqft · 41 DOM
Sold · Oct ’25$366,900
4731 PORTOBELLO CIRCLE · same community
4 bd · 2 ba · 2,054 sqft · $179/sqft · 131 DOM
Sold · Sep ’25$515,000
2511 GROVEWAY DRIVE · same community
3 bd · 2 ba · 2,016 sqft · $255/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4814 PORTOBELLO CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4814 PORTOBELLO CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4814 PORTOBELLO CIRCLE FAQs
What would the monthly payment be for 4814 PORTOBELLO CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,322/mo — principal and interest, the actual property-tax bill, the $22/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4814 PORTOBELLO CIRCLE?+
The association fee works out to $22 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4814 PORTOBELLO CIRCLE?+
The most recent tax bill on record (2025) was $845. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4814 PORTOBELLO CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $485,000, this home is listed about 2% above the Valrico median of $474,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Kelly Heldreth. MLS #TB8505863.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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