9825 HARRELL AVENUE UNIT 404, TREASURE ISLAND, FL, 33706
Active90 days on marketListed May 7, 2026MLS #TB8505649
About this home
9825 HARRELL AVENUE UNIT 404
*PRIME VALUE* Your own BOAT SLIP with lift included. LOCATED DIRECTLY ON THE wide- open waters of the INTRACOASTAL WATERWAY IN THE HEART OF TREASURE ISLAND. Right across from the Gulf of Mexico. Best Location on the Island. Tastefully designed 2 Bedroom two full baths 1250 sq/ft 4th floor corner unit with a 28ft. waterfront balcony. **** INCLUDED: BOAT SLIP with NEWER (2024), 10,000 lb. LIFT. **** Corner unit offers Plenty of Natural daylight. NEW A/C SYSTEM JUNE 2026, Newer Kitchen appliances, custom granite counters, newer in-unit washer/Dryer, Ceramic plank flooring flows throughout all the rooms. Unit sold furnished. A generous sized outside ground floor storage unit. *Community amenities include* Fishing dock with Kayak launching area, heated waterfront pool with pool restrooms, Plenty of parking. Guest Boat slips. *** A PET FRIENDLY community***. TWO-WEEK MINIMUM RENTAL. NOTE: ALL milestone inspection and RESERVE STUDY recommendations completed. Monthly Condo Fee includes Cable TV, Community Pool, Escrow Reserves Fund, Building Insurance, Maintenance Exterior, Pool Maintenance, Sewer, Trash, Water. A perfect well maintained waterfront community. Conveniently located just moments from shopping, restaurants, beach bars, and supermarkets, yet peacefully tucked away on a quiet waterfront cul-de-sac away from the main roads. BEST VALUE OF THE ISLAND. Schedule a private showing.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,250
Sqft
0 ac
Lot size
1983
Year built
One
Levels
$583
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,138 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,138/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.2%
$/sqft vs Treasure Island actives
$583 vs $522
Days on market
90 vs 96 typical
Where $583/sqft sits among the 170 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $720K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
92 of 170
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 9825 HARRELL AVENUE UNIT 404
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$500,000
9815 HARRELL AVENUE UNIT 502 · same community
2 bd · 2 ba · 1,230 sqft · $407/sqft · 87 DOM
Sold · Nov ’25$600,000
9815 HARRELL AVENUE UNIT 302 · same community
2 bd · 2 ba · 1,230 sqft · $488/sqft · 112 DOM
Sold · Mar ’26$1,125,000
7480 BAYSHORE DRIVE UNIT 401
2 bd · 2 ba · 1,255 sqft · $896/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9825 HARRELL AVENUE UNIT 404 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9825 HARRELL AVENUE UNIT 404 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9825 HARRELL AVENUE UNIT 404 FAQs
What would the monthly payment be for 9825 HARRELL AVENUE UNIT 404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,138/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9825 HARRELL AVENUE UNIT 404?+
The most recent tax bill on record (2025) was $9,248. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9825 HARRELL AVENUE UNIT 404?+
The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $729,000, this home is listed about 3% above the Treasure Island median of $710,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9825 HARRELL AVENUE UNIT 404?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$729,000 runs 62% above the TREASURE ISLAND 33706 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $744,000, now $729,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TREASURE ISLAND REALTY LLC · Anthony Russano, Jr. MLS #TB8505649.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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