5307 TERRAZA COURT, TEMPLE TERRACE, FL, 33617
Active89 days on marketListed May 9, 2026MLS #TB8505511
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About this home
5307 TERRAZA COURT
Just minutes from Busch Gardens, Adventure Island, USF, Moffitt Cancer Center, and major highways, this renovated farmhouse-style townhome offers an unbeatable combination of location and value. Seller welcomes offers. Featuring 2 bedrooms, 2.5 bathrooms, and a bonus room ideal for an office, guest space, or flex room, this move-in ready home offers fresh interior paint, updated exterior finishes, open-concept living areas, and laminate plank flooring throughout with no carpet. The kitchen features stainless steel appliances, a spacious island, large pantry with barn door detail, and built-in office space. Upstairs offers a private layout with updated bathrooms, laundry area, and a covered porch off the primary suite. Additional exterior storage is included. HOA fee includes exterior maintenance (excluding windows and doors), water, cable TV, internet, trash, pest control, common area maintenance, fire system maintenance, and tree trimming. Community allows rentals with no waiting period; buyers are encouraged to verify all leasing restrictions and requirements with the HOA. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,561
Sqft
0.02 ac
Lot size
2006
Year built
Two
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,118 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,118/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
$/sqft vs Temple Terrace actives
$147 vs $214
Days on market
89 vs 47 typical
Where $147/sqft sits among the 59 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside 40th Street Corridor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
40th Street Corridor — neighborhood snapshot
Population
37,490
Median age
36
Median income
$44,203
Median home value
$172,343
Avg household
2
Households w/ children
3,868
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
28 of 59
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the TEMPLE TERRACE 33617 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 5307 TERRAZA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$249,000
5304 TERRAZA COURT · same community
2 bd · 2.5 ba · 1,561 sqft · $160/sqft · 3 DOM
Sold · Sep ’25$210,000
5303 TERRAZA COURT · same community
2 bd · 2.5 ba · 1,561 sqft · $135/sqft · 78 DOM
Sold · Aug ’25$240,000
9203 BELLA TERRAZA WAY · same community
2 bd · 2.5 ba · 1,479 sqft · $162/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5307 TERRAZA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5307 TERRAZA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5307 TERRAZA COURT FAQs
What would the monthly payment be for 5307 TERRAZA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,118/mo — principal and interest, the actual property-tax bill, the $365/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5307 TERRAZA COURT?+
The association fee works out to $365 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5307 TERRAZA COURT?+
The most recent tax bill on record (2025) was $1,657. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5307 TERRAZA COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $229,900, this home is listed about 43% below the Temple Terrace median of $404,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5307 TERRAZA COURT?+
King High School (high), Robles Elementary School (elementary), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AVISTA BAY REALTY, LLC · Zayuri Astudillo. MLS #TB8505511.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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