628 ONTARIO AVENUE, TAMPA, FL, 33606
Active95 days on marketListed May 7, 2026MLS #TB8505358
About this home
628 ONTARIO AVENUE
Live the Davis Islands life with this fully renovated single-story home on an expansive 10,900 sq ft corner lot. Offering 4 bedrooms, 3 baths, a dedicated office/den, 2-car garage, and over 2,400 sq ft of thoughtfully designed living space — this is the move-in ready home you have been searching for. The open floor plan flows effortlessly, making the most of every square foot. Large picture windows anchor the family room at the front of the home, bathing the space in natural light. This room connects with the more formal dining area as well as a private office/den off the main living area, perfect for working from home or a playroom. An additional separate living room overlooks the large screened-in porch and backyard, creating a great space for entertaining or relaxing. The kitchen has been completely redesigned with quartz countertops, plenty of wood cabinetry in a two-tone palette of blue lowers and white uppers, new stainless steel appliances, and a peninsula for casual dining. A dedicated coffee bar with wine fridge and additional storage adds a great finishing touch. The split-bedroom layout places two bedrooms on each side of the home, offering added privacy. The primary suite features built-in closets while the primary bath boasts a dual vessel vanity, glass-enclosed walk-in shower, and modern tile finish. The two additional bathrooms have been enhanced with updated vanities — one featuring a walk-in shower and the other a tub/shower combination. All bedrooms are generously sized, offering comfortable space for family or guests. Additional updates include new LVP flooring throughout, new central A/C (2025) plus new mini-split (2025), new water heater (2025), updated electrical, hurricane impact windows, and artificial turf in the rear yard. Located on picturesque Davis Islands, this home offers an unparalleled lifestyle in a vibrant, walkable community favored by professional athletes, executives, and families alike. The neighborhood is home to a wealth of amenities, including Marjory Park Marina, the Sandra Freedman Tennis Complex, the historic Roy Jenkins pool, and Peter O. Knight Airport. A short stroll brings you to the Davis Islands Village, where you'll find a variety of restaurants and shops. With its prime location just minutes from Downtown Tampa, Water Street, Sparkman Wharf, and the Tampa Riverwalk, this home truly offers the best of both island living and urban convenience. Additionally, it is situated within the boundaries of the highly rated Gorrie Elementary, Wilson Middle School, and Plant High School.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,413
Sqft
0.25 ac
Lot size
2
Garage
1955
Year built
One
Levels
$518
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,898 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,898/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5%
$/sqft vs Tampa actives
$518 vs $301
Days on market
95 vs 42 typical
Where $518/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33606 — neighborhood snapshot
Population
23,511
Median age
27.8
Median income
$113,634
Median home value
$796,000
Avg household
1.95
Households w/ children
1,669
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $434K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% above the TAMPA 33606 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 628 ONTARIO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,275,000
605 BOSPHOROUS AVENUE · same community
4 bd · 3.5 ba · 2,608 sqft · $489/sqft · 211 DOM
Sold · Sep ’25$950,000
162 E DAVIS BOULEVARD · same community
2 bd · 2.5 ba · 2,156 sqft · $441/sqft · 129 DOM
Sold · Jan ’26$972,000
509 DANUBE AVENUE · same community
3 bd · 2 ba · 1,703 sqft · $571/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 628 ONTARIO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 628 ONTARIO AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
628 ONTARIO AVENUE FAQs
What would the monthly payment be for 628 ONTARIO AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,898/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 628 ONTARIO AVENUE?+
The most recent tax bill on record (2025) was $6,359. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 628 ONTARIO AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,249,000, this home is listed about 178% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 628 ONTARIO AVENUE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,249,000 runs 92% above the TAMPA 33606 median — but at 2,413 sqft it's also 52% larger than the typical Tampa listing.
02Time on market is leverage
95 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Plant High School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FADAL & CO · Cristan Fadal. MLS #TB8505358.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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