179 E CANAL DRIVE, PALM HARBOR, FL, 34684
Active77 days on marketListed May 7, 2026MLS #TB8505355
About this home
179 E CANAL DRIVE
Welcome to your waterfront retreat in the heart of Palm Harbor, where everyday living feels like a getaway. This updated two-bedroom, two-bathroom home sits along a canal leading directly to Lake Tarpon - perfect for boating, fishing, and enjoying Florida’s outdoor lifestyle right from your backyard. Inside, you’ll find a bright, open floor plan designed for both comfort and functionality. The living room and kitchen flow seamlessly together, creating an inviting space for entertaining or relaxing. The remodeled kitchen is a standout feature, offering granite countertops, state-of-the-art appliances, abundant cabinetry, and charming banquet seating with built-in storage - ideal for maximizing space and organization. The home features wood-look vinyl flooring throughout, along with upgraded windows and doors that enhance both style and efficiency. Both bedrooms are generously sized and share a well-appointed full bathroom with a large vanity and a tub/shower combination. Step outside to your private wooden deck overlooking the canal - an ideal spot for morning coffee, evening unwinding, or hosting guests. With direct water access, you can easily park your boat and head out to Lake Tarpon for a day of recreation. Located in a highly desirable Palm Harbor area, this home is just minutes from a variety of dining, shopping, and everyday conveniences. Whether you're looking for a full-time residence or a waterfront escape, this property offers the perfect blend of comfort, updates, and an unbeatable location for enjoying Florida’s lake lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,310
Sqft
0.14 ac
Lot size
1
Garage
1960
Year built
One
Levels
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,013 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,013/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.2%
$/sqft vs Palm Harbor actives
$321 vs $258
Days on market
77 vs 42 typical
Where $321/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Shore
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Lake Shore — neighborhood snapshot
Population
811
Median age
62
Median income
$78,149
Median home value
$311,987
Avg household
2
Households w/ children
53%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
208 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 179 E CANAL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$450,000
208 W CANAL DRIVE · same community
3 bd · 2 ba · 1,315 sqft · $342/sqft · 44 DOM
Sold · Feb ’26$540,000
193 E CANAL DRIVE · same community
3 bd · 2 ba · 1,547 sqft · $349/sqft · 69 DOM
Sold · Dec ’25$400,000
164 LAKE SHORE DR W DRIVE W · same community
3 bd · 2 ba · 1,718 sqft · $233/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 179 E CANAL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 179 E CANAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
179 E CANAL DRIVE FAQs
What would the monthly payment be for 179 E CANAL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,013/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 179 E CANAL DRIVE?+
The most recent tax bill on record (2025) was $2,335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $420,000, this home is listed about 12% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 179 E CANAL DRIVE?+
Highland Lakes Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$420,000 runs 71% above the PALM HARBOR 34684 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $425,000, now $420,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Robert Paolini. MLS #TB8505355.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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