7400 SUN ISLAND DRIVE S UNIT 412, SOUTH PASADENA, FL, 33707
Active99 days on marketListed May 6, 2026MLS #TB8505327
About this home
7400 SUN ISLAND DRIVE S UNIT 412
One or more photo(s) has been virtually staged. This lovely water front condo is ready for immediate occupancy. Available furnished for short-term rental. Experience the Florida waterfront lifestyle in this corner 2BR/2BA condominium overlooking Porpoise Pass in the gated 55+ community of Bay Island. This bright residence offers floor-to-ceiling windows, a screened balcony with beautiful water views, an open living/dining layout, generous snack bar, and the convenience of an in-unit washer & dryer. The Ambassador Tower features interior hallways, 2 elevators, individual storage lockers, and covered parking. Recent updates include a 2025 water heater & 2020 HVAC. Bay Island offers 24-hour security, deep-water marina access, waterfront walking paths, 6 heated pools, tennis, pickleball, shuffleboard, fitness centers & clubhouse amenities. Rent includes cable, internet, Wi-Fi, water, sewer, trash, flood insurance, and guarded gate security. Room sizes are approximate; tenant(s) to verify all information, rules, restrictions, measurements & rental requirements. One or more photo(s) has been virtually staged.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,300
Sqft
0 ac
Lot size
1971
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs BAY ISLAND GROUP 1
$2 vs $272
Days on market
99 vs 63 typical
Where $2/sqft sits among the 10 homes for sale in BAY ISLAND GROUP 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Pasadena
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know South Pasadena. See the full South Pasadena guide →
SOUTH PASADENA 33707 — neighborhood snapshot
Population
24,456
Median age
59.8
Median income
$68,560
Median home value
$344,600
Avg household
1.88
Households w/ children
1,331
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The South Pasadena market
$338K → $340K
South Pasadena median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
6 of 10
BAY ISLAND GROUP 1 have cut their price
Median sold price, South Pasadena, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SOUTH PASADENA 33707 median. See the full South Pasadena market guide →
Paper trail
This home's history
Reality check
What actually sold near 7400 SUN ISLAND DRIVE S UNIT 412
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$215,000
7400 SUN ISLAND DRIVE S UNIT 311 · same community
2 bd · 2 ba · 1,300 sqft · $165/sqft · 141 DOM
Sold · Apr ’26$270,000
7400 SUN ISLAND DRIVE S UNIT 810 · same community
2 bd · 2 ba · 1,230 sqft · $220/sqft · 23 DOM
Sold · May ’26$231,000
7400 SUN ISLAND DRIVE S UNIT 105 · same community
2 bd · 2 ba · 1,230 sqft · $188/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7400 SUN ISLAND DRIVE S UNIT 412 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7400 SUN ISLAND DRIVE S UNIT 412 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7400 SUN ISLAND DRIVE S UNIT 412 FAQs
What would the monthly payment be for 7400 SUN ISLAND DRIVE S UNIT 412?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 7400 SUN ISLAND DRIVE S UNIT 412?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in South Pasadena?+
At $3,000, this home is listed about 99% below the South Pasadena median of $252,468. The market section on this page shows how the area is trending.
Which schools are assigned to 7400 SUN ISLAND DRIVE S UNIT 412?+
Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Yvonne Kane. MLS #TB8505327.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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