David Ramirez
$130,000$180,0001 bd1 ba865 sqft$150 /sqft$1,018 /mo all-in ↓

2900 45TH STREET S UNIT 7, GULFPORT, FL, 33711

Active93 days on marketListed May 6, 2026MLS #TB8505272

Priced 59% below the GULFPORT 33711 medianReduced $50KWaterfrontCondominiumGULFPORT SHORES ADULT CONDO

About this home

2900 45TH STREET S UNIT 7

Modern and fully renovated first floor unit, overlooking the sparkling pool! The space is bright and open offering over-sized rooms and tons of storage. The kitchen makes cooking a joy with quartz counter tops, sleek white cabinets, new appliances, and a gorgeous blue subway tile back splash. The stylishly updated bathroom includes a roomy walk-in shower, large vanity, new commode and modern finishes. Other outstanding features include; pool views from the living room and bedroom, new ceiling fans, laminate flooring throughout, spacious bedroom with a substantial walk-in closet, and additional storage (oversized walk-in closet & walk-in closet). Gulfport Shores 55+ condo community is nestled in the marina district and situated on Clam Bayou. The community is perfect for year-round residents and seasonal snowbirds offering amenities perfect for the sunny Florida lifestyle such as; heated community pool, bbq area with grill and outdoor seating, dock with fish-cleaning station, shuffleboard courts and kayak and canoe storage with access to Clam Bayou. The location couldn't be more ideal with Clam Bayou Nature Park right around the corner, vibrant downtown Gulfport a mile down the road with restaurants, shopping, live music, art galleries, Gulfport Casino and easy travel to the Gulf beaches, interstate access and downtown St. Pete. This condo is move-in ready and all that's missing is YOU! Schedule a private showing today and make this home yours!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

865

Sqft

1.74 ac

Lot size

1963

Year built

One

Levels

$150

Per sqft

WaterfrontPool view55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundrySame Floor As Condo Unit
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
ViewPool
FacesWest
ParkingAssigned · Circular Driveway · Guest · On Street
ExteriorLighting · Private Mailbox

Community & fees

Taxes (2025)$422/yr
PetsCats OK
CommunityBuyer Approval Required · Community Mailbox · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,018 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$765
FHA mortgage insurance (est.)$57
Property tax — 2025 actual bill$35
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,550
Interest rate6.00%
Loan term

Estimated payment

$1,018/mo

Principal & interest$765
FHA mortgage insurance (est.)$57
Property taxes (actual bill)$35
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $130K
$125KedgeAI estimate $173,612 · range $159K$189K$196K

vs edgeAI estimate

−25.1%

$/sqft vs Gulfport actives

$150 vs $294

Days on market

93 vs 57 typical

Where $150/sqft sits among the 110 Gulfport actives

31 · this home
21
17
18
13
10
$143–214$214–286$286–358$358–429$429–501$501+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bayview

Map of 2900 45TH STREET S UNIT 7 inside its neighborhood boundary

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Gulfport. See the full Gulfport guide →

Bayview — neighborhood snapshot

Population

3,892

Median age

52

Median income

$63,896

Median home value

$241,999

Avg household

2

Households w/ children

389

For the school run

Pinellas County School District

ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★
MiddleAzalea Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gulfport market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$352K$368K

Gulfport median sold, yr/yr

94.3%

Sale-to-list ratio (12 mo)

61 of 110

Gulfport actives have cut their price

Median sold price, Gulfport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% below the GULFPORT 33711 median. See the full Gulfport market guide →

Paper trail

This home's history

CurrentPrice reduced to $130,000 $50K
May 6, 2026Listed at $180,000 · 93 days on market since
1963Built · GULFPORT SHORES ADULT CONDO

Reality check

What actually sold near 2900 45TH STREET S UNIT 7

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3108 58TH STREET SSold · Aug ’25

$175,000

3108 58TH STREET S

2 bd · 1 ba · 840 sqft · $208/sqft · 262 DOM

3580 41ST AVENUE S UNIT 153Sold · Jul ’26

$105,000

3580 41ST AVENUE S UNIT 153

1 bd · 1 ba · 825 sqft · $127/sqft · 0 DOM

3580 38TH AVENUE S UNIT 96Sold · May ’26

$105,000

3580 38TH AVENUE S UNIT 96

1 bd · 1 ba · 825 sqft · $127/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2900 45TH STREET S UNIT 7 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2900 45TH STREET S UNIT 7 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

2900 45TH STREET S UNIT 7 FAQs

What would the monthly payment be for 2900 45TH STREET S UNIT 7?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,018/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2900 45TH STREET S UNIT 7?+

The most recent tax bill on record (2025) was $422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2900 45TH STREET S UNIT 7?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gulfport?+

At $130,000, this home is listed about 61% below the Gulfport median of $332,450. The market section on this page shows how the area is trending.

Which schools are assigned to 2900 45TH STREET S UNIT 7?+

Gulfport Montessori Elementary School (elementary), Lakewood High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the GULFPORT 33711 market on paper

$130,000 is 59% below the GULFPORT 33711 median of $319,000, and at $150/sqft it sits under the Gulfport average of $322.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $180,000, now $130,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of BATDORF AND ASSOCIATES INC · Kathy Batdorf. MLS #TB8505272.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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