955 INDIAN ROCKS ROAD S, LARGO, FL, 33770
Active64 days on marketListed May 22, 2026MLS #TB8505195
About this home
955 INDIAN ROCKS ROAD S
** Seller is willing to give credit to buyer with acceptable offer*** 3 MILES to Indian Rocks Beach, Near Belleair Bluffs restaurants Flood Zone X Non-evacuation zone (NO FLOOD INSURANCE REQUIRED) Unincorporated Largo STR potential this beautifully updated 3-bedroom, 2-bathroom, Oversized 2-car garage, circle driveway and sidewalks, An amazing POOL offers the perfect blend of Florida lifestyle, functionality, and peace of mind. Situated on an oversized lot in Flo the property makes a strong first impression with a curved driveway, mature palms, and inviting curb appeal. Inside, engineered hardwood flooring flows beneath recessed lighting, while double-pane windows with plantation shutters fill the home with natural light. The updated kitchen features stainless steel appliances, a new refrigerator, granite countertops, a stylish backsplash, and beautiful wood cabinetry. The home offers three spacious bedrooms, two recently remodeled full bathrooms, and a versatile bonus room with two sets of French doors leading directly to the backyard. Step outside to your private fenced backyard oasis with a partially covered patio, perfect for outdoor dining and entertaining. Enjoy endless Florida sunshine in the newly finished Pebble Tec pool, plus the added benefit of completely **PAID-OFF solar panels for long-term peace of mind. This home can be sold fully furnished or unfurnished, based on the buyer’s preference. Roof 2015 AC 2021 ( Clean 4 point sent on request)
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,564
Sqft
0.2 ac
Lot size
2
Garage
1956
Year built
One
Levels
$358
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,277 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,277/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs Largo actives
$358 vs $236
Days on market
64 vs 42 typical
Where $358/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33770 — neighborhood snapshot
Population
25,005
Median age
49.3
Median income
$58,071
Median home value
$245,200
Avg household
2.22
Households w/ children
2,227
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
200 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 955 INDIAN ROCKS ROAD S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$380,000
1137 INDIAN ROCKS ROAD S · same community
3 bd · 2 ba · 1,622 sqft · $234/sqft · 79 DOM
Sold · Feb ’26$550,000
3173 FOUNTAINHEAD DRIVE · same community
3 bd · 2 ba · 1,910 sqft · $288/sqft · 205 DOM
Sold · Mar ’26$635,000
1135 FOUNTAINHEAD DRIVE · same community
3 bd · 2 ba · 2,165 sqft · $293/sqft · 231 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 955 INDIAN ROCKS ROAD S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 955 INDIAN ROCKS ROAD S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
955 INDIAN ROCKS ROAD S FAQs
What would the monthly payment be for 955 INDIAN ROCKS ROAD S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,277/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 955 INDIAN ROCKS ROAD S?+
The most recent tax bill on record (2025) was $6,875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $559,900, this home is listed about 108% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 955 INDIAN ROCKS ROAD S?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$559,900 runs 104% above the LARGO 33770 median — but at 1,564 sqft it's also 28% larger than the typical Largo listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $599,000, now $559,900 — a $39K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Christina Richardson. MLS #TB8505195.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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