637 PINELLAS BAYWAY S UNIT 207, TIERRA VERDE, FL, 33715
Active90 days on marketListed May 8, 2026MLS #TB8505181
About this home
637 PINELLAS BAYWAY S UNIT 207
Experience the best of modern coastal living in this newly completed, fully renovated sleek and contemporary Tierra Verde townhouse—offered turnkey with brand new designer furnishings. Every inch of this residence has been thoughtfully reimagined with high end finishes, custom details, and a clean, modern aesthetic that feels both luxurious and inviting. Step inside and you’re greeted by cool engineered hardwood floors that flow effortlessly through an open, airy floor plan. The light filled kitchen is a showstopper, featuring sleek quartz countertops, high end Samsung appliances, a generous breakfast bar, and additional custom cabinetry perfect for a coffee or wine bar. The dining and living areas open to a spacious poolside balcony with LPV flooring, stylish furnishings, and a mounted TV—ideal for entertaining or relaxing outdoors. The primary suite is a true sanctuary. Enjoy a stunning spa inspired bathroom with dual sinks, a separate glass enclosed shower, and a stand alone soaking tub that feels like a luxury retreat. The suite also includes an all season enclosed balcony overlooking the pool—an ideal flex space for a second living area, reading nook, or home office. Guests will appreciate their own large bedroom with a brand new ensuite bath, offering comfort and privacy. This home is packed with premium upgrades, including hurricane impact windows, a new roof, custom carpentry, shiplap accents, a fireplace, new fixtures throughout, and a hurricane rated garage door. Every detail has been considered to deliver a modern, move in ready home with timeless appeal. Located in the coveted island community of Tierra Verde, you’ll enjoy a tranquil, low density neighborhood surrounded by natural beauty and upscale amenities. Walk or bike to local shops, restaurants, marinas, tennis courts, and playgrounds. Explore the world famous Fort De Soto Park, known for its pristine beaches, boating, biking, and wildlife. St. Pete Beach, Pass A Grille, and the Pinellas Trail are just minutes away, while vibrant Downtown St. Petersburg—one of the nation’s fastest growing cities—is only 10 miles from your door. Sports fans will love the proximity: 15 minutes to the Rays and Rowdies, 30 minutes to the Buccaneers, and 35 minutes to the Lightning. Tampa International Airport is an easy 25 minute drive. This is your chance to enjoy luxury island living in one of St. Petersburg’s most desirable communities. Move right in and start living the good life on Tierra Verde.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,650
Sqft
0.02 ac
Lot size
2
Garage
1991
Year built
Three Or More
Levels
$312
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,979 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,979/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.4%
$/sqft vs Tierra Verde actives
$312 vs $441
Days on market
90 vs 99 typical
Where $312/sqft sits among the 60 Tierra Verde actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tierra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tierra Verde. See the full Tierra Verde guide →
TIERRA VERDE 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tierra Verde market
$986K → $995K
Tierra Verde median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
35 of 60
Tierra Verde actives have cut their price
Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →
Paper trail
This home's history
Reality check
What actually sold near 637 PINELLAS BAYWAY S UNIT 207
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$750,000
936 PINELLAS BAYWAY S UNIT T-5
2 bd · 2.5 ba · 1,650 sqft · $455/sqft · 209 DOM
Sold · Feb ’26$949,000
544 PINELLAS BAYWAY S UNIT F9
2 bd · 2 ba · 1,655 sqft · $573/sqft · 5 DOM
Sold · Oct ’25$825,000
1375 PINELLAS BAYWAY S UNIT 40
2 bd · 2 ba · 1,555 sqft · $531/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 637 PINELLAS BAYWAY S UNIT 207 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 637 PINELLAS BAYWAY S UNIT 207 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
637 PINELLAS BAYWAY S UNIT 207 FAQs
What would the monthly payment be for 637 PINELLAS BAYWAY S UNIT 207?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,979/mo — principal and interest, the actual property-tax bill, the $1,040/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 637 PINELLAS BAYWAY S UNIT 207?+
The association fee works out to $1,040 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 637 PINELLAS BAYWAY S UNIT 207?+
The most recent tax bill on record (2025) was $6,232. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 637 PINELLAS BAYWAY S UNIT 207?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tierra Verde?+
At $514,999, this home is listed about 41% below the Tierra Verde median of $875,000. The market section on this page shows how the area is trending.
Which schools are assigned to 637 PINELLAS BAYWAY S UNIT 207?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$514,999 runs 98% above the TIERRA VERDE 33715 median.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,040/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $545,000, now $514,999 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREFERRED · Allison Estabrooks. MLS #TB8505181.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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