7850 SAIL CLOVER LANE, ZEPHYRHILLS, FL, 33540
Active92 days on marketListed May 5, 2026MLS #TB8505145
About this home
7850 SAIL CLOVER LANE
Why wait for NEW CONSTRUCTION when you can own this BEAUTIFULLY BUILT 2022 WATERFRONT HOME loaded with UPGRADES and move-in ready NOW? Welcome to Abbott Park, where MODERN LIVING meets RESORT-STYLE AMENITIES! This stunning home features an ALL-INCLUSIVE APPLIANCE PACKAGE, GORGEOUS GRANITE COUNTERTOPS, and a HIGH-TECH SMART HOME SYSTEM designed to keep your household connected with ease. Enjoy PEACEFUL POND VIEWS right from your backyard while benefiting from INCLUDED SOLAR PANELS, keeping your electric bill incredibly LOW—around just $50/month! The HOA offers exceptional value, covering CABLE TV, INTERNET, POOL MAINTENANCE, and professional community management—giving you convenience and savings all in one. Located just STEPS from the RESORT-STYLE POOL, OPEN-AIR CLUBHOUSE, PLAYGROUND, and DOG PARK, this community was designed for both relaxation and active living. Whether you're enjoying morning coffee overlooking the water or taking advantage of the incredible neighborhood amenities, this home truly offers the FLORIDA LIFESTYLE buyers are searching for. Perfectly situated with WALKABLE access to Publix, Walmart, and Lowe’s, plus only minutes from The Grove, Wiregrass Mall, Tampa Premium Outlets, dining, and entertainment—this location is unmatched for convenience. Don’t miss your chance to own this ENERGY-EFFICIENT, SMART, WATERFRONT GEM in one of the area’s most desirable communities. Schedule your private tour today and discover why this home is the PERFECT blend of STYLE, SAVINGS, and LOCATION!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,605
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$142
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,466 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,466/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs ZEPHYR LAKES SUB
$142 vs $163
Days on market
92 vs 48 typical
Where $142/sqft sits among the 11 homes for sale in ZEPHYR LAKES SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33540 — neighborhood snapshot
Population
11,098
Median age
56.1
Median income
$55,426
Median home value
$120,600
Avg household
2.31
Households w/ children
789
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $363K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
4 of 11
ZEPHYR LAKES SUB have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 7850 SAIL CLOVER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$370,000
8075 BROAD POINTE DRIVE · same community
5 bd · 3 ba · 2,605 sqft · $142/sqft · 127 DOM
Sold · Mar ’26$415,000
38424 SONNET LANDING AVENUE · same community
4 bd · 3.5 ba · 2,605 sqft · $159/sqft · 0 DOM
Sold · Oct ’25$290,000
8214 WHEAT STONE DRIVE · same community
4 bd · 2 ba · 2,048 sqft · $142/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7850 SAIL CLOVER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7850 SAIL CLOVER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7850 SAIL CLOVER LANE FAQs
What would the monthly payment be for 7850 SAIL CLOVER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,466/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7850 SAIL CLOVER LANE?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7850 SAIL CLOVER LANE?+
The most recent tax bill on record (2025) was $10,511. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7850 SAIL CLOVER LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $369,900, this home is listed about 16% above the Zephyrhills median of $319,945. The market section on this page shows how the area is trending.
Which schools are assigned to 7850 SAIL CLOVER LANE?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Chester W. Taylor Junior Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LUXE PROPERTIES · Shayleen Minott. MLS #TB8505145.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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