204 7TH AVENUE NW, RUSKIN, FL, 33570
Active89 days on marketListed May 6, 2026MLS #TB8505074
About this home
204 7TH AVENUE NW
Welcome to 204 7th Ave NW, a meticulously reimagined three-bedroom, two-bathroom residence that seamlessly blends contemporary sophistication with enduring charm. Thoughtfully renovated throughout, the home showcases new luxury vinyl flooring, fresh interior and exterior paint, and a designer kitchen appointed with sleek stainless steel appliances and refined finishes. Both bathrooms have been elegantly upgraded, offering a spa-inspired experience with elevated materials and craftsmanship. The expansive open-concept layout is filled with natural light, creating an inviting and airy ambiance ideal for both everyday living and entertaining. Step outside to your private Florida retreat, featuring a beautifully resurfaced screened-in pool, a covered patio perfect for hosting gatherings, and a fully fenced, gated yard that provides both privacy and tranquility. Additional highlights include a convenient carport and extended side parking, accommodating multiple vehicles with ease. Notably, the property has never sustained flood or hurricane damage, offering an added layer of confidence for discerning buyers. Ideally situated in a desirable location, this turnkey residence presents a rare opportunity to enjoy refined living in a truly move-in-ready home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,428
Sqft
0.27 ac
Lot size
1959
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,481 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,481/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.3%
$/sqft vs Ruskin actives
$224 vs $181
Days on market
89 vs 51 typical
Where $224/sqft sits among the 276 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Ruskin City — neighborhood snapshot
Population
2,490
Median age
42
Median income
$70,544
Median home value
$268,770
Avg household
3
Households w/ children
290
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
153 of 276
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 204 7TH AVENUE NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$248,000
304 4TH AVENUE NW · same community
3 bd · 2 ba · 1,435 sqft · $173/sqft · 3 DOM
Sold · Oct ’25$342,895
103 6TH AVENUE NW · same community
4 bd · 2 ba · 1,708 sqft · $201/sqft · 19 DOM
Sold · Jun ’26$259,000
301 5TH AVENUE NW · same community
3 bd · 2 ba · 970 sqft · $267/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 204 7TH AVENUE NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 204 7TH AVENUE NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
204 7TH AVENUE NW FAQs
What would the monthly payment be for 204 7TH AVENUE NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,481/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 204 7TH AVENUE NW?+
The most recent tax bill on record (2025) was $3,551. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 204 7TH AVENUE NW?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $319,995, this home is listed about 9% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 204 7TH AVENUE NW?+
Thompson Elementary (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ELEVATED REALTY · Bryan Rodriguez. MLS #TB8505074.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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