1612 1ST ST, INDIAN ROCKS BEACH, FL, 33785
Active91 days on marketListed May 4, 2026MLS #TB8505021
About this home
1612 1ST ST
**Move In & Save $500!** Get $500 off your first month’s rent for a limited time. Coastal Retreat Steps from the Sand in the Beach Experience elevated coastal living in this spacious three-story home just moments from the beach The third floor is dedicated to a private primary retreat, featuring a generous master suite with a loft-style sitting area that overlooks the living space below—perfect for a quiet escape or home office nook. On the second floor, you’ll find two additional bedrooms and a full bath, along with a beautifully appointed kitchen featuring quartz countertops and stainless steel appliances. The dining area flows seamlessly to a private balcony, creating the perfect setting for morning coffee or evening relaxation. A convenient laundry room completes this level. The first floor offers a flexible bonus room ideal for a guest suite, home office, or hobby space. An oversized two-car garage provides ample storage for kayaks, jet skis, and all your beach gear. An additional lot enhances privacy, giving you extra space and fewer nearby neighbors—an uncommon find in this beachside community. Enjoy the ultimate coastal lifestyle with the beach, local restaurants, and entertainment all just a short walk away. Why settle for a basic rental when you can live smarter? This home includes our exclusive Resident Benefits Package, designed to save you money, simplify your life, and help you build your future. Enjoy perks like: Earn rewards just for paying rent on time Build your credit with every payment (average +23 to 42 points) HVAC filter delivery to your door—save up to $250/year 24/7 maintenance coordination—fast, easy support anytime Utility concierge—set up services with one simple call Identity Theft Secure online portal for payments and documents Vetted, professional service vendors Renters insurance included for added protection Homeownership assistance when you're ready to buy This isn’t just a place to live—it’s a better way to rent
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
3,262
Sqft
3262 ac
Lot size
1996
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Rocks Beach actives
$2 vs $617
Days on market
91 vs 48 typical
Where $2/sqft sits among the 88 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$953K → $781K
Indian Rocks Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
47 of 88
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1612 1ST ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$4,500,000
2 4TH AVENUE
4 bd · 5.5 ba · 3,870 sqft · $1,163/sqft · 82 DOM
Sold · Aug ’25$1,065,000
14112 JOSEPHINE STREET
4 bd · 3.5 ba · 3,870 sqft · $275/sqft · 2 DOM
Sold · Mar ’26$1,535,000
300 6TH AVENUE
4 bd · 3 ba · 2,381 sqft · $645/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1612 1ST ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1612 1ST ST — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1612 1ST ST FAQs
What would the monthly payment be for 1612 1ST ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $196/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1612 1ST ST?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $4,950, this home is listed about 99% below the Indian Rocks Beach median of $712,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1612 1ST ST?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$4,950 is 99% below the INDIAN ROCKS BEACH 33785 median of $707,450, and at $2/sqft it sits under the Indian Rocks Beach average of $633.
02Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $5,000, now $4,950 — a $50 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BIANCHI REALTY & PROPERTY MANAGEMENT INC. · Brenda Bianchi. MLS #TB8505021.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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