909 OAKWOOD DRIVE, LARGO, FL, 33770
Active90 days on marketListed May 5, 2026MLS #TB8504942
About this home
909 OAKWOOD DRIVE
Build your dream waterfront oasis in the highly sought-after Harbour Bluffs community, surrounded by stunning multimillion-dollar homes. Perfectly positioned just over the Belleair Bridge, this cleared lot is ready for you to build your custom waterfront home in one of the area’s most desirable locations. Enjoy easy access to the white sands of Belleair Beach, Indian Rocks Beach, and Clearwater Beach, while being close to waterfront dining, boutique shopping, local restaurants, and all the charm of Florida beach living. Conveniently located near stunning sandy beaches, with easy access to the Belleair and Pelican Golf Clubs, the Belleair Bridge, and county boat ramps. This is the Florida lifestyle of coastal living that is complete with dolphin sightings and cool evening breezes right from your backyard.
Facts & features
The home at a glance
0.15 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,015 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,015/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Harbor Bluffs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Harbor Bluffs — neighborhood snapshot
Population
1,626
Median age
55
Median income
$134,535
Median home value
$673,943
Avg household
3
Households w/ children
122
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 212% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 909 OAKWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$870,000
411 HARBOR VIEW LANE · same community
3 bd · 3 ba · 2,806 sqft · $310/sqft · 20 DOM
Sold · Mar ’26$750,000
345 Bahia Vista Drive, Other City - In The State Of Florida FL 33785
2 bd · 1 ba · 104 DOM
Sold · Mar ’26$320,000
800 E GULF BOULEVARD UNIT 5
2 bd · 1 ba · 745 sqft · $430/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 909 OAKWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 909 OAKWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
909 OAKWOOD DRIVE FAQs
What would the monthly payment be for 909 OAKWOOD DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,015/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 909 OAKWOOD DRIVE?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 909 OAKWOOD DRIVE?+
The most recent tax bill on record (2025) was $5,975. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 909 OAKWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $749,000, this home is listed about 150% above the Largo median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 909 OAKWOOD DRIVE?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BILL NYE REALTY · Molly Nye. MLS #TB8504942.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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