David Ramirez
$387,5003 bd2 ba1,466 sqft$264 /sqft$3,146 /mo all-in ↓

4608 46TH STREET N, ST PETERSBURG, FL, 33714

Active79 days on marketListed May 27, 2026MLS #TB8504941

Single Family ResidenceFULTON HEIGHTS

About this home

4608 46TH STREET N

Welcome to this charming Florida-style cottage, where warmth and livability come together in all the right ways. From the moment you step inside, you’ll appreciate the inviting flow of the interior—designed to feel both open and comfortable, perfect for everyday living as well as entertaining. The thoughtfully designed split floor plan offers privacy and functionality, with the primary bedroom tucked away at the rear of the home, creating a private and secluded retreat. At the front of the home, you’ll find two additional well-sized bedrooms, offering flexibility for guests, a home office, or creative space. At the heart of the home, the kitchen and a bright and generous sized dining area are filled with natural light and features a cozy window seat - an ideal spot to enjoy your morning coffee, unwind with a book, or gather for relaxed meals with family and friends. Passing from the dining room is the spacious great room, anchored by a charming fireplace, providing a welcoming place to relax and unwind. From here, step seamlessly out to the extra-large covered and screened-in porch—an extension of your living space that’s perfect for enjoying Florida’s year-round sunshine. Whether you’re entertaining guests or savoring a quiet morning coffee, this outdoor living area sets the scene beautifully. Beyond the porch, the large backyard offers plenty of room to play, garden, or simply enjoy the outdoors, all enclosed by a privacy fence for added comfort. A standout feature is the oversized storage shed, complete with electricity and a wall-mounted air conditioning unit—making it an ideal space for a creative studio, workshop, or private escape. Convenient to all the amenities of Tampa Bay area, this delightful home blends classic cottage charm with practical features and inviting spaces, creating a place you’ll love to call home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,466

Sqft

0.23 ac

Lot size

1950

Year built

One

Levels

$264

Per sqft

Fireplace

Inside

FlooringCeramic Tile · Tile · Vinyl · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Primary Bedroom Main Floor
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationPillar/Post/Pier
FacesEast
ParkingDriveway · Off Street
ExteriorIrrigation System · Storage

Community & fees

Taxes (2025)$6,401/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sprinkler Well · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,146 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,281
FHA mortgage insurance (est.)$171
Property tax — 2025 actual bill$533
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,563Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,563
Interest rate6.00%
Loan term

Estimated payment

$3,146/mo

Principal & interest$2,281
FHA mortgage insurance (est.)$171
Property taxes (actual bill)$533
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $388K
$272KedgeAI estimate $343,888 · range $284K$404K$421K

vs edgeAI estimate

+12.7%

$/sqft vs St Petersburg actives

$264 vs $336

Days on market

79 vs 58 typical

Where $264/sqft sits among the 400 St Petersburg actives

134 · this home
140
58
28
11
29
$134–271$271–408$408–545$545–682$682–818$818+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 4608 46TH STREET N

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33714 — neighborhood snapshot

Population

20,103

Median age

40.9

Median income

$47,221

Median home value

$177,500

Avg household

2.41

Households w/ children

1,835

For the school run

Pinellas County School District

ElementaryLealman Avenue Elementary School★★★★★
HighDixie M. Hollins High School★★★★★
MiddlePinellas Park Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

227 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 118% above the ST PETERSBURG 33714 median. See the full St Petersburg market guide →

Paper trail

This home's history

May 27, 2026Listed at $387,500 · 79 days on market since
1950Built · FULTON HEIGHTS

Reality check

What actually sold near 4608 46TH STREET N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4830 47TH AVENUE NSold · Sep ’25

$310,000

4830 47TH AVENUE N · same community

2 bd · 1 ba · 734 sqft · $422/sqft · 40 DOM

4558 25TH AVENUE NSold · Jul ’26

$390,000

4558 25TH AVENUE N

3 bd · 2 ba · 1,466 sqft · $266/sqft · 48 DOM

2726 LESLEE LAKE DRIVE NSold · Nov ’25

$575,000

2726 LESLEE LAKE DRIVE N

3 bd · 2 ba · 1,456 sqft · $395/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4608 46TH STREET N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4608 46TH STREET N — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4608 46TH STREET N FAQs

What would the monthly payment be for 4608 46TH STREET N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,146/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4608 46TH STREET N?+

The most recent tax bill on record (2025) was $6,401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $387,500, this home is listed about 11% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4608 46TH STREET N?+

Lealman Avenue Elementary School (elementary), Dixie M. Hollins High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ROOST REALTY INC. · Steve Barthelemy. MLS #TB8504941.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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