
4608 46TH STREET N, ST PETERSBURG, FL, 33714
Active79 days on marketListed May 27, 2026MLS #TB8504941
About this home
4608 46TH STREET N
Welcome to this charming Florida-style cottage, where warmth and livability come together in all the right ways. From the moment you step inside, you’ll appreciate the inviting flow of the interior—designed to feel both open and comfortable, perfect for everyday living as well as entertaining. The thoughtfully designed split floor plan offers privacy and functionality, with the primary bedroom tucked away at the rear of the home, creating a private and secluded retreat. At the front of the home, you’ll find two additional well-sized bedrooms, offering flexibility for guests, a home office, or creative space. At the heart of the home, the kitchen and a bright and generous sized dining area are filled with natural light and features a cozy window seat - an ideal spot to enjoy your morning coffee, unwind with a book, or gather for relaxed meals with family and friends. Passing from the dining room is the spacious great room, anchored by a charming fireplace, providing a welcoming place to relax and unwind. From here, step seamlessly out to the extra-large covered and screened-in porch—an extension of your living space that’s perfect for enjoying Florida’s year-round sunshine. Whether you’re entertaining guests or savoring a quiet morning coffee, this outdoor living area sets the scene beautifully. Beyond the porch, the large backyard offers plenty of room to play, garden, or simply enjoy the outdoors, all enclosed by a privacy fence for added comfort. A standout feature is the oversized storage shed, complete with electricity and a wall-mounted air conditioning unit—making it an ideal space for a creative studio, workshop, or private escape. Convenient to all the amenities of Tampa Bay area, this delightful home blends classic cottage charm with practical features and inviting spaces, creating a place you’ll love to call home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,466
Sqft
0.23 ac
Lot size
1950
Year built
One
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,146 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,146/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.7%
$/sqft vs St Petersburg actives
$264 vs $336
Days on market
79 vs 58 typical
Where $264/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33714 — neighborhood snapshot
Population
20,103
Median age
40.9
Median income
$47,221
Median home value
$177,500
Avg household
2.41
Households w/ children
1,835
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 118% above the ST PETERSBURG 33714 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4608 46TH STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$310,000
4830 47TH AVENUE N · same community
2 bd · 1 ba · 734 sqft · $422/sqft · 40 DOM
Sold · Jul ’26$390,000
4558 25TH AVENUE N
3 bd · 2 ba · 1,466 sqft · $266/sqft · 48 DOM
Sold · Nov ’25$575,000
2726 LESLEE LAKE DRIVE N
3 bd · 2 ba · 1,456 sqft · $395/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4608 46TH STREET N — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4608 46TH STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4608 46TH STREET N FAQs
What would the monthly payment be for 4608 46TH STREET N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,146/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4608 46TH STREET N?+
The most recent tax bill on record (2025) was $6,401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $387,500, this home is listed about 11% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4608 46TH STREET N?+
Lealman Avenue Elementary School (elementary), Dixie M. Hollins High School (high), Pinellas Park Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROOST REALTY INC. · Steve Barthelemy. MLS #TB8504941.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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