449 S 12TH STREET UNIT 1904, TAMPA, FL, 33602
Active95 days on marketListed May 6, 2026MLS #TB8504823
About this home
449 S 12TH STREET UNIT 1904
Downtown Living at its Finest. The Towers of Channelside is the only Luxury Highrise Condo Development in the Channel District. This 3 Bed / 3 Ba Unit with Split Floorplan has views overlooking the Garrison Channel, Marina, Harbour Island, Sparkman Wharf, and Davis Island. The Kitchen features Solid Wood Cabinets, Granite Counter Tops, Stone Backsplash, and Stainless Steel Appliances. Development amenities include: Heated Resort Style Infinity Edge Pool With Grotto, Spa, Clubhouse, Billiards Room, 2 Dog Parks, 24 Hr Concierge. The wrap around Balcony is accessible from each bedroom as well as the Living Room. This unit also comes with 2 Assigned Garage Spots and a Separate Storage Unit. Towers of Channelside is minutes from Sparkman Wharf, Amalie Arena, The Riverwalk, USF Medical School, Florida Aquarium, Cruise Ships, Retail, and Restaurants.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,733
Sqft
2 ac
Lot size
2
Garage
2007
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$203 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$203/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$3 vs $301
Days on market
95 vs 42 typical
Where $3/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Channel District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Channel District — neighborhood snapshot
Population
4,558
Median age
36
Median income
$117,680
Median home value
$706,917
Avg household
2
Households w/ children
208
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $434K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 449 S 12TH STREET UNIT 1904
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,675,000
1209 E CUMBERLAND AVENUE UNIT 2703 · same community
3 bd · 3.5 ba · 2,786 sqft · $601/sqft · 53 DOM
Sold · Apr ’26$850,000
1123 SHIPWATCH CIRCLE
2 bd · 2.5 ba · 1,760 sqft · $483/sqft · 130 DOM
Sold · Oct ’25$800,000
1441 HARBOUR WALK ROAD
3 bd · 2.5 ba · 1,768 sqft · $452/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 449 S 12TH STREET UNIT 1904 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 449 S 12TH STREET UNIT 1904 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
449 S 12TH STREET UNIT 1904 FAQs
What would the monthly payment be for 449 S 12TH STREET UNIT 1904?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $203/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 449 S 12TH STREET UNIT 1904?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $6,000, this home is listed about 99% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 449 S 12TH STREET UNIT 1904?+
Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33602 market on paper
$6,000 is 99% below the TAMPA 33602 median of $599,000, and at $3/sqft it sits under the Tampa average of $346.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
95 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of MAVEN ESTATES, LLC · Eby Paul. MLS #TB8504823.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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