1384 MILL STREAM LANE, WINTER SPRINGS, FL, 32708
Active82 days on marketListed May 4, 2026MLS #TB8504740
About this home
1384 MILL STREAM LANE
One or more photo(s) has been virtually staged. Do not miss out on this opportunity for a spacious, tastefully updated, move-in ready townhome in the heart of Winter Springs! This is a low maintenance 3-bed, 3.5 bath unit with quaint landscaping leading you up the stairs to your classy entry. The interior boasts recent vinyl flooring and no carpet anywhere, perfect for all season in FL. The kitchen and living room are on the main level creating a seamless relaxing or entertaining experience with the ability for residents and guests to have privacy in bedrooms. All modern stainless steel appliances convey! The spacious primary bed/bath is on the 3rd floor and provides a large walk-in closet and dual sinks. Enjoy paradise from your key west style balcony above the 2-car garage. The community amenities include a fitness center and pool overlooking the neighborhood pond. Enjoy quick and easy access to shopping, dining, outdoor activities and entertainment, many of these steps from your front door.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
1,932
Sqft
0.03 ac
Lot size
2
Garage
2015
Year built
Three Or More
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,254 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,254/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.9%
$/sqft vs Winter Springs actives
$198 vs $240
Days on market
82 vs 38 typical
Where $198/sqft sits among the 137 Winter Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jesups Landing
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Springs. See the full Winter Springs guide →
Jesups Landing — neighborhood snapshot
Population
503
Median age
39
Median income
$118,962
Median home value
$386,300
Avg household
3
Households w/ children
61%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Springs market
$420K → $462K
Winter Springs median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
89 of 137
Winter Springs actives have cut their price
Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1384 MILL STREAM LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$390,000
1165 ORANGE AVENUE · same community
3 bd · 3.5 ba · 2,094 sqft · $186/sqft · 29 DOM
Sold · Jun ’26$428,000
608 JESUP SPRINGS LANE · same community
4 bd · 3.5 ba · 2,164 sqft · $198/sqft · 77 DOM
Sold · Jul ’26$404,000
445 GEE HAMMOCK LANE · same community
3 bd · 2.5 ba · 1,682 sqft · $240/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1384 MILL STREAM LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1384 MILL STREAM LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1384 MILL STREAM LANE FAQs
What would the monthly payment be for 1384 MILL STREAM LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,254/mo — principal and interest, the actual property-tax bill, the $233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1384 MILL STREAM LANE?+
The association fee works out to $233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1384 MILL STREAM LANE?+
The most recent tax bill on record (2024) was $5,288. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1384 MILL STREAM LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Springs?+
At $382,400, this home is listed about 9% below the Winter Springs median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1384 MILL STREAM LANE?+
Winter Springs High School (high), Indian Trails Middle School (middle), Keeth Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
82 days on market against a Winter Springs median of 38 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Winter Springs High School, Indian Trails Middle School, Keeth Elementary School — Indian Trails Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $404,900, now $382,400 — a $23K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAH FLORIDA LLC · Joshua Nogowski. MLS #TB8504740.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Winter Springs homes, in your inbox
Like 1384 MILL STREAM LANE but not quite? A daily digest of every new listing in Winter Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →