David Ramirez
$665,000$675,0003 bd2 ba1,870 sqft$356 /sqft$4,364 /mo all-in ↓

8202 WILD OAKS CIRCLE, LARGO, FL, 33773

Active80 days on marketListed May 4, 2026MLS #TB8504580

Reduced $10KPrivate poolSingle Family ResidenceWILD OAKS

About this home

8202 WILD OAKS CIRCLE

This lovely custom pool home is in the desirable Wild Oaks neighborhood built in 2005. It is a three-bedroom, two bath, two car garage home. It is situated on a large, landscaped corner lot offering great curb appeal. 0 scaping in the back pool area. Just jump in and enjoy without any headaches. Step through the beautiful glass front door into the pleasing foyer and take in the wonderful features of this home that include spacious ten-foot ceilings, stylish crown molding, transom windows, wood look tile flooring, and arched doorways. There is a formal dining room at the front of the home with an open doorway to the kitchen that features granite countertops, wood cabinetry, and a breakfast bar. The kitchen is open to the family room and has a wonderful fireplace. There is also a dining area off the kitchen with French doors that lead to the pool / lanai area. The pool area has a screened enclosure with deck space and a covered area, perfect for entertaining friends and family, and the pool features a relaxing waterfall. The back yard is fenced with white vinyl and has easy to maintain landscaping. The spacious primary bedroom offers a walk-in closet and an additional built-in closet; it also has French doors that lead to the pool area. The primary bathroom features a double sink vanity, a bathtub and a separate shower and a water closet for privacy. Off the hallway to the garage entrance is a wonderful laundry room with cabinets for storage. On the opposite side of the home are two additional bedrooms and the hall bath. The roof is three years old and there are some impact-rated windows, and the remaining windows have been treated with hurricane film. Located in central Pinellas County, this gorgeous home is near plenty of shopping, restaurants, banking, and medical services. Tampa international airport is 25 minutes away, Clearwater/St. Petersburg Airport is 15 minutes away, and if you want a beach day, Indian Rocks Beach is only about a 15-minute drive. Your perfect home awaits in Wild Oaks - schedule a private tour today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,870

Sqft

0.17 ac

Lot size

2

Garage

2005

Year built

One

Levels

$356

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorSidewalk

Community & fees

HOA fee$52/mo
Taxes (2025)$3,777/yr
PetsBreed Restrictions, Cats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,364 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,588
PMI (est., until 20% equity)$249
Property tax — 2025 actual bill$315
HOA fee — from the listing$52
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $66,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $66,500
Interest rate6.00%
Loan term

Estimated payment

$4,364/mo

Principal & interest$3,588
PMI (est., until 20% equity)$249
Property taxes (actual bill)$315
HOA / condo fee$52
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $665K
$489KedgeAI estimate $563,378 · range $509K$662K$692K

vs edgeAI estimate

+18%

Days on market

80 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 8202 WILD OAKS CIRCLE

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33773 — neighborhood snapshot

Population

16,918

Median age

46.5

Median income

$74,115

Median home value

$280,600

Avg household

2.39

Households w/ children

1,373

For the school run

Pinellas County School District

ElementarySouthern Oak Elementary School★★★★
MiddleOsceola Middle School★★★★★
HighPinellas Park High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 202% above the LARGO 33773 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $665,000 $10K
May 4, 2026Listed at $675,000 · 80 days on market since
2005Built · WILD OAKS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8202 WILD OAKS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8202 WILD OAKS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8202 WILD OAKS CIRCLE FAQs

What would the monthly payment be for 8202 WILD OAKS CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,364/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8202 WILD OAKS CIRCLE?+

The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8202 WILD OAKS CIRCLE?+

The most recent tax bill on record (2025) was $3,777. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8202 WILD OAKS CIRCLE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $665,000, this home is listed about 147% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 8202 WILD OAKS CIRCLE?+

Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$665,000 runs 202% above the LARGO 33773 median — but at 1,870 sqft it's also 53% larger than the typical Largo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Southern Oak Elementary School, Osceola Middle School, Pinellas Park High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $675,000, now $665,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Tammy McInerney. MLS #TB8504580.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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