1281 PINE RIDGE CIRCLE E UNIT A2, TARPON SPRINGS, FL, 34688
Active77 days on marketListed May 8, 2026MLS #TB8504413
About this home
1281 PINE RIDGE CIRCLE E UNIT A2
One or more photo(s) has been virtually staged. FIRST 3 MONTHS OF HOA DUES COVERED. This second floor corner condo provides ample privacy with no upstairs neighbors while featuring a spacious layout of 3 bedrooms, 2 baths, abundant natural light for comfortable living in a great community. The living room opens to a screened lanai through sliding glass doors, an ideal spot for morning coffee or relaxing evenings. The layout includes a dedicated dining area connected to the open kitchen with stainless steel appliances, ample storage tucked behind white shaker cabinetry, counter height seating, and full-size interior laundry area conveniently located just off the kitchen. The primary bedroom includes a private ensuite bath with a glass enclosed step in shower and generous closet space. Two additional bedrooms provide flexibility for guests, a home office, or bonus room, and share a full guest bathroom. Residents of Pine Ridge at Lake Tarpon enjoy access to community amenities including a pool, spa, clubhouse, and tennis courts, all set within a well maintained neighborhood surrounded by mature landscaping. Flood Zone X, LOMC available upon request. No CDD. The HOA includes cable, internet, sewer, water, and trash. NO SPECIAL ASSESSMENTS. Located close to nearby parks, and the Gulf beaches, while feeling peacefully tucked away. A short drive to the Sponge Docks, Fred Howard Park, Anclote Key Preserve, the Pinellas Trail, and Downtown Tarpon Springs. An amazing opportunity for those seeking a move-in ready low maintenance condo. **Use the seller’s preferred lender and receive a no cost 1-0 permanent rate buy down.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,185
Sqft
1984
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,147 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,147/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs PINE RIDGE AT LAKE TARPON VILLAGE
$176 vs $173
Days on market
77 vs 48 typical
Where $176/sqft sits among the 27 homes for sale in PINE RIDGE AT LAKE TARPON VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Ridge At Lake Tarpon
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
Pine Ridge At Lake Tarpon — neighborhood snapshot
Population
2,133
Median age
51
Median income
$54,205
Median home value
$191,000
Avg household
2
Households w/ children
148
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$486K → $385K
Tarpon Springs median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
19 of 27
PINE RIDGE AT LAKE TARPON VILLAGE have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the TARPON SPRINGS 34688 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1281 PINE RIDGE CIRCLE E UNIT A2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$183,999
1326 PINE RIDGE CIRCLE E UNIT A1 · same community
3 bd · 2 ba · 1,185 sqft · $155/sqft · 22 DOM
Sold · Dec ’25$217,500
1300 SHADY PINE WAY UNIT B · same community
2 bd · 2 ba · 1,177 sqft · $185/sqft · 26 DOM
Sold · May ’26$190,000
3113 LAKE PINE WAY UNIT E · same community
2 bd · 2 ba · 1,177 sqft · $161/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1281 PINE RIDGE CIRCLE E UNIT A2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1281 PINE RIDGE CIRCLE E UNIT A2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1281 PINE RIDGE CIRCLE E UNIT A2 FAQs
What would the monthly payment be for 1281 PINE RIDGE CIRCLE E UNIT A2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,147/mo — principal and interest, the actual property-tax bill, the $394/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1281 PINE RIDGE CIRCLE E UNIT A2?+
The association fee works out to $394 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1281 PINE RIDGE CIRCLE E UNIT A2?+
The most recent tax bill on record (2025) was $3,240. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1281 PINE RIDGE CIRCLE E UNIT A2?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $209,000, this home is listed about 51% below the Tarpon Springs median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1281 PINE RIDGE CIRCLE E UNIT A2?+
East Lake High School (high), Cypress Woods Elementary School (elementary), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SOUTHERN LIFE REALTY · Kelsi Ward. MLS #TB8504413.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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