David Ramirez
$399,500$439,5002 bd1 ba780 sqft$512 /sqft$2,731 /mo all-in ↓

551 ORANGEWOOD DRIVE, DUNEDIN, FL, 34698

Active71 days on marketListed May 15, 2026MLS #TB8504360

Reduced $40KSingle Family ResidenceVIRGINIA PARK

About this home

551 ORANGEWOOD DRIVE

MOTIVATED SELLER. Situated in quiet, established Old Dunedin neighborhood near the Pinellas Trail & Edgewater Drive on the water, featuring mature landscaping. This 2 BDR/1BATH highly desired Dunedin Bungalow/Cottage has been renovated with modern amenities while maintaining its 1950s charm, and it is located in a high-ground area. X Flood Zone. Pride of Ownership in every detail. This Owner has lived in and loved this home for 31 years. 2023 hot water tank. Can be left furnished. 14 inches of insulation blown into attic. The carport has been converted into a single garage with a garage door opener, and also a double driveway!! There is a man door to the outside and also a door connecting to the home through the kitchen!Dishwasher is brand new! Five burner oven!! With a warming plate! Windows have been replaced with double pane windows. Wait until you see your beautiful fenced in backyard that comes with a shed, a freshly stained wooden deck and a freshly painted concrete pad! New Man door installed on garage to large/fenced back yard! Beautiful old rose bushes that the Owner wishes she could take with her! The MODERN kitchen has been beautifully remodeled with built-to-ceiling from maple, painted white cabinets AND a GORGEOUS BLACK Waterfall Corian countertop! Stainless steel appliances. Soft closed drawers. Kitty corner cabinets. You have a Dining area in kitchen! No popcorn ceilings, all have been done beautifully, and everything is freshly painted! NEW washer and BIG dryer in separate laundry room an garage with a window for fresh air circulation! There are sliders from the kitchen onto your large deck. Both fans have remote control controls and the second bedroom has a Voisin fan with light! Cedar closets! Plenty of windows for letting in our beautiful natural light sunshine in Florida! Full Murphy bed and second bedroom. Built-in linen cupboard in second bedroom. It also comes with a dimmer and different luminescence settings. Vinyl siding, so you never have to repaint! Waterproof vinyl planking throughout. Ceramic tile in both bedrooms! Front door has been replaced and also a new lock and handle and new exterior lighting outside your front door! All doors throughout have lever door handles and rocker light switches!! All interior doors have been replaced! Cinderblock home AND NO FLOOD ZONE make this SOLID home even more desirable!! Half mile to Edgewater Drive overlooking the intracoastal Waters in Saint Joseph sound! Two blocks from the Pinellas Trail. MOTIVATED SELLER.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

780

Sqft

0.14 ac

Lot size

1

Garage

1959

Year built

One

Levels

$512

Per sqft

Garden viewNegotiable

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · L Dining · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationBlock · Slab
ViewGarden
FacesNorth
ParkingDriveway · Garage Door Opener · Guest · Oversized · Parking Pad
ExteriorLighting · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$510/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,731 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,352
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$43
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,983Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,983
Interest rate6.00%
Loan term

Estimated payment

$2,731/mo

Principal & interest$2,352
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$43
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$216KedgeAI estimate $267,462 · range $225K$318K$415K

vs edgeAI estimate

+49.4%

$/sqft vs VIRGINIA PARK

$512 vs $434

Days on market

71 vs 51 typical

Where $512/sqft sits among the 16 homes for sale in VIRGINIA PARK

3
0
1
3
4
5 · this home
$131–202$202–273$273–344$344–415$415–486$486+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunedin

Map of 551 ORANGEWOOD DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

DUNEDIN 34698 — neighborhood snapshot

Population

37,817

Median age

58.1

Median income

$67,323

Median home value

$335,800

Avg household

2.04

Households w/ children

2,412

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
ElementaryDunedin Elementary School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$440K$410K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

11 of 16

VIRGINIA PARK have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,500 $40K
May 15, 2026Listed at $439,500 · 71 days on market since
1959Built · VIRGINIA PARK

Reality check

What actually sold near 551 ORANGEWOOD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

449 ROANOKE STREETSold · Dec ’25

$362,000

449 ROANOKE STREET · same community

3 bd · 2 ba · 986 sqft · $367/sqft · 4 DOM

1830 VIRGINIA DRIVESold · Nov ’25

$290,000

1830 VIRGINIA DRIVE · same community

2 bd · 1 ba · 1,050 sqft · $276/sqft · 154 DOM

4109 W EMPEDRADO STREETSold · Jul ’26

$800,000

4109 W EMPEDRADO STREET · same community

3 bd · 2 ba · 1,236 sqft · $647/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 551 ORANGEWOOD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 551 ORANGEWOOD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

551 ORANGEWOOD DRIVE FAQs

What would the monthly payment be for 551 ORANGEWOOD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,731/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 551 ORANGEWOOD DRIVE?+

The most recent tax bill on record (2025) was $510. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunedin?+

At $399,500, this home is priced right at the Dunedin median.

Which schools are assigned to 551 ORANGEWOOD DRIVE?+

Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$399,500 runs 33% above the DUNEDIN 34698 median.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $439,500, now $399,500 — a $40K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Tammie Fraser. MLS #TB8504360.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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