611 ELM STREET, SAFETY HARBOR, FL, 34695
Active96 days on marketListed May 1, 2026MLS #TB8504288
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About this home
611 ELM STREET
MOTIVATED SELLER! Discover this brand-new 4-bedroom, 2-bathroom home nestled in Safety Harbor, just minutes from downtown. The builder has spared no detail, incorporating designer finishes and luxury upgrades throughout. The moment you enter, you'll be captivated by the luxurious vinyl flooring that stretches across the home, offering durability and a chic aesthetic. The kitchen stands as the heart of the home, featuring custom wood cabinets and high-end appliances that blend function with beauty, providing the perfect backdrop for culinary creations. Each bedroom is a spacious retreat with its own walk-in closet, ensuring ample storage and a touch of elegance. You have terraces on both the front and rear of your home, perfect for a relaxing morning coffee or an evening glass of wine. Located in the much sought-after Safety Harbor just minutes from the vibrant downtown, as well as Old Tampa Bay and Tampa International Airport, this gem is ideally situated for both convenience and luxury.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,907
Sqft
0.14 ac
Lot size
1
Garage
2026
Year built
One
Levels
$362
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,263 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,263/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.3%
$/sqft vs Safety Harbor actives
$362 vs $319
Days on market
96 vs 62 typical
Where $362/sqft sits among the 92 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
56 of 92
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 611 ELM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$210,000
628 NW 2ND STREET · same community
3 bd · 2 ba · 1,458 sqft · $144/sqft · 148 DOM
Sold · Jun ’26$190,000
622 NW 2ND STREET · same community
3 bd · 2 ba · 1,458 sqft · $130/sqft · 136 DOM
Sold · Aug ’26$165,000
3839 NE 210TH COURT · same community
3 bd · 2 ba · 1,113 sqft · $148/sqft · 137 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 611 ELM STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 611 ELM STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
611 ELM STREET FAQs
What would the monthly payment be for 611 ELM STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,263/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 611 ELM STREET?+
The most recent tax bill on record (2025) was $1,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Safety Harbor?+
At $690,000, this home is listed about 11% above the Safety Harbor median of $622,450. The market section on this page shows how the area is trending.
Which schools are assigned to 611 ELM STREET?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$690,000 runs 30% above the SAFETY HARBOR 34695 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $729,000, now $690,000 — a $39K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IMAGINE REALTY LLC · Ben Taraj. MLS #TB8504288.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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