1312 FISHING LAKE DRIVE, ODESSA, FL, 33556
Active103 days on marketListed May 5, 2026MLS #TB8504219
About this home
1312 FISHING LAKE DRIVE
Located in an exquisite GATED community, this spectacular home offers the ultimate combination of luxury, space, and convenience. Nestled on a sprawling homesite of over half an acre, this custom-built masterpiece is not just a home—it’s a retreat from the everyday hustle. Positioned mere moments from life's essentials like Publix, dining hotspots, upscale shopping, medical facilities, pet services, county offices, and banks, you’ll have the best of both worlds: tranquility and convenience at your doorstep.You’ll be captivated by the home’s impressive curb appeal from the moment you arrive. A paved driveway leads to a massive 3-car tandem garage, offering both style and ample space for all your vehicles, toys, and storage needs. The meticulously landscaped front yard sets the tone for what awaits inside—this home exudes elegance and charm at every turn. This beautiful lakeside home perfectly blends modern comfort and nature's tranquility. Boasting 0.53 acre lot , this 4 bedroom, 3 bathroom property is designed for those who love peaceful and luxury living with a view. As you enter, you are greeted with an elegant double entry doors with designer glass inserts featuring high ceilings, exquisite architectural details, and upscale tile flooring. Perfect for entertaining, the formal living and dining rooms are enhanced by a gorgeous fireplace and separate office with double French doors. Once you move past the front door you are greeted by an open-concept living area filled with natural light and a stunning panoramic lake view. The features a stone fireplace, vaulted ceilings and gorgeous tile floors that adds warmth and charm, making it ideal for family gatherings. The spacious kitchen is a chef’s dream, equipped with espresso cabinets, granite countertops, matching backsplash, stainless steel appliances, a wine fridge, and a spacious walk-in pantry. The master suite is a private haven, featuring s a recessed ceiling, crown molding, pool views, and a private lanai door. The master bath is a spa-like retreat, featuring double vanities, his and her sinks, marbled countertops, a soaking tub, and a double-entry shower. Additional highlights include secondary bedrooms on the first floor, and a bonus/guest room with full bath upstairs, each additional bedroom is spacious and filled with natural light, providing comfort and privacy for guests, friends, and family. Step outside to your private patio and enjoy your morning coffee while soaking in the scenic lake views. The backyard extends to the water’s edge, perfect for fishing, kayaking, or simply unwinding by the shore making plenty of space for outdoor entertaining and activities. Moreover, there is your own personal screened-in pool with lighting is perfect for day or night relaxation, and the home includes surround sound, a central vacuum, and a security system. The community of the home includes a community tennis court and enjoy exclusive access to a sprawling ski-sized lake. Don’t Miss Out on This Dream Home!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,999
Sqft
0.53 ac
Lot size
3
Garage
2017
Year built
Two
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,263 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,263/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.1%
$/sqft vs Odessa actives
$300 vs $273
Days on market
103 vs 51 typical
Where $300/sqft sits among the 194 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $698K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
116 of 194
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1312 FISHING LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$795,000
1337 FISHING LAKE DRIVE · same community
5 bd · 3 ba · 2,873 sqft · $277/sqft · 58 DOM
Sold · Mar ’26$730,000
1342 FISHING LAKE DRIVE · same community
4 bd · 3 ba · 2,760 sqft · $264/sqft · 106 DOM
Sold · Feb ’26$1,124,000
1523 FISHING LAKE DRIVE · same community
4 bd · 3.5 ba · 4,002 sqft · $281/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1312 FISHING LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1312 FISHING LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1312 FISHING LAKE DRIVE FAQs
What would the monthly payment be for 1312 FISHING LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,263/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1312 FISHING LAKE DRIVE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1312 FISHING LAKE DRIVE?+
The most recent tax bill on record (2025) was $9,121. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1312 FISHING LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $899,900, this home is listed about 27% above the Odessa median of $710,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1312 FISHING LAKE DRIVE?+
Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$899,900 runs 34% above the ODESSA 33556 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
103 days on market against a Odessa median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP DAVALLS · Jung Choi. MLS #TB8504219.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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