David Ramirez
$4,250,0005 bd4.5 ba5,100 sqft$833 /sqft$27,109 /mo all-in ↓

19730 GULF BOULEVARD UNIT 400, INDIAN ROCKS BEACH, FL, 33785

Active96 days on marketListed May 1, 2026MLS #TB8504044

WaterfrontCondominiumSUNBURST COVE CONDO

About this home

19730 GULF BOULEVARD UNIT 400

Experience the extraordinary at SUNBURST—one of Florida's most exclusive Gulf-front addresses, offering a level of privacy, space, and coastal luxury rarely found at any price point along our Gulf Coast. Situated directly on the sugar-white sands of Indian Shores, this boutique beachfront enclave consists of just six residences, with only one home per floor. A secure coded elevator opens directly to your private vestibule, welcoming you to over 5,100 square feet of exquisitely updated living space. This spectacular 5-bedroom, 4.5-bath residence showcases timeless elegance and exceptional craftsmanship throughout, featuring natural travertine flooring, custom two-toned wood cabinetry, granite countertops, soaring ceilings with architectural lighting, double crown molding, plantation shutters, and designer finishes at every turn. The expansive open floor plan is designed to capture breathtaking Gulf views from nearly every room. The grand salon flows seamlessly onto an oversized beachfront terrace, where endless emerald waters, spectacular sunsets, and the soothing sound of the surf become part of everyday life. The chef's kitchen rivals those found in luxury estates, featuring newer appliances, a gas cooktop, center island, breakfast bar, butler's pantry, and an adjacent dining area anchored by a gas fireplace—creating the perfect setting for intimate dinners overlooking the Gulf. A professionally installed gas grill on the adjacent balcony elevates outdoor entertaining. Dual primary suites provide exceptional flexibility. The magnificent Gulf-front owner's retreat offers panoramic water views and unforgettable sunsets, while the private eastern suite enjoys sunrise vistas, Intracoastal views, city lights, and access to its own spacious balcony. Wine enthusiasts will appreciate the dedicated wine room complete with three commercial Wine Spectator Infinity refrigerators and a private balcony. Every guest suite enjoys generous proportions, abundant closet space, and captivating views. ****************************************************************************************************************************************************************************************************************************** Residents enjoy resort-style amenities including a beachfront pool, hot tub, and miles of pristine shoreline just steps from home. A rare oversized two-car garage with high ceilings provides ample space for vehicles, golf carts, and beach toys. For discerning buyers seeking luxury coastal living with significantly greater space, privacy, SUNBURST represents an exceptional opportunity to own one of Florida's finest beachfront residences.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

5,100

Sqft

0 ac

Lot size

2

Garage

2007

Year built

One

Levels

$833

Per sqft

WaterfrontFireplace

Inside

FlooringRecycled/Composite Flooring · Tile · Travertine · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Dryer · Microwave · Range Hood · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationBlock
FacesWest
ParkingUnder Building
ExteriorBalcony · Outdoor Grill

Community & fees

Taxes (2025)$29,073/yr
PetsCats OK, Dogs OK
CommunityPool

Utilities & systems

UtilitiesCable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$27,109 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$22,933
PMI (est., until 20% equity)$1,594
Property tax — 2025 actual bill$2,423
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $425,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $425,000
Interest rate6.00%
Loan term

Estimated payment

$27,109/mo

Principal & interest$22,933
PMI (est., until 20% equity)$1,594
Property taxes (actual bill)$2,423
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Indian Rocks Beach actives

$833 vs $617

Days on market

96 vs 68 typical

Where $833/sqft sits among the 86 Indian Rocks Beach actives

21
26
19
8 · this home
7
5
$304–478$478–653$653–827$827–1002$1002–1177$1177+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Rocks Beach

Map of 19730 GULF BOULEVARD UNIT 400

Drive times from this address

Tampa Int’l Airport (TPA)41 min
Downtown Tampa42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →

INDIAN ROCKS BEACH 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Rocks Beach market

Seller’s marketBalanced7.0 months of inventoryBuyer’s market

$950K$755K

Indian Rocks Beach median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

46 of 86

Indian Rocks Beach actives have cut their price

Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 494% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →

Paper trail

This home's history

May 1, 2026Listed at $4,250,000 · 96 days on market since
2007Built · SUNBURST COVE CONDO

Reality check

What actually sold near 19730 GULF BOULEVARD UNIT 400

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19730 GULF BOULEVARD UNIT 500Sold · May ’26

$4,100,000

19730 GULF BOULEVARD UNIT 500 · same community

5 bd · 4.5 ba · 5,100 sqft · $804/sqft · 41 DOM

19816 GULF BOULEVARD UNIT 602Sold · Feb ’26

$3,825,000

19816 GULF BOULEVARD UNIT 602

4 bd · 4 ba · 4,308 sqft · $888/sqft · 255 DOM

19902 GULF BOULEVARDSold · Nov ’25

$5,500,000

19902 GULF BOULEVARD

4 bd · 4.5 ba · 4,288 sqft · $1,283/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19730 GULF BOULEVARD UNIT 400 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19730 GULF BOULEVARD UNIT 400 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

19730 GULF BOULEVARD UNIT 400 FAQs

What would the monthly payment be for 19730 GULF BOULEVARD UNIT 400?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $27,109/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19730 GULF BOULEVARD UNIT 400?+

The most recent tax bill on record (2025) was $29,073. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19730 GULF BOULEVARD UNIT 400?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Rocks Beach?+

At $4,250,000, this home is listed about 467% above the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.

Which schools are assigned to 19730 GULF BOULEVARD UNIT 400?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$4,250,000 runs 494% above the INDIAN ROCKS BEACH 33785 median — but at 5,100 sqft it's also nearly 4 times the size of the typical Indian Rocks Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SANDCASTLE REALTY INC · Matthew Workman. MLS #TB8504044.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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