40 77TH AVENUE, TREASURE ISLAND, FL, 33706
Active94 days on marketListed May 1, 2026MLS #TB8503930
About this home
40 77TH AVENUE
Incredible opportunity on the far South end of Sunset Beach. Located just steps from the Beach & Blind Pass Waterway. Property has been used for Multi-Generational Living plus Income for many years. The top floor has over 2700 sq. ft. of living space, currently configured as One 3 Bed/2 Bath Unit plus One 2 Bed/1 Bath Unit. Space can be reconfigured to suit your needs. The top floor features real wood floors, vaulted ceilings, wide Open Floor plan, an abundance of windows. The covered porch has over 900 sq. ft with Gulf views, enclosed with hurricane shutters. On the Ground floor there are currently Four 1 Bed/1 Bath Units plus One Efficiency Unit. Additionally on the ground floor you will find a Common Area Laundry/Storage Room and 1 Car Garage. Total square footage is 6650 sq. ft. with 5168 Heated square feet on a 57x100 lot. There are few properties of this size on Sunset Beach. This is an exceptional opportunity to bring this special property back to life or re-imagine its next chapter in this beautiful setting on Sunset Beach.The ground floor of this property was impacted by Hurricane Helene and has not be remediated. Property to be sold As Is. Sellers and selling agent make no warranties or claims regarding renovation & building potential. Buyer is responsible for confirming building potential with the City of Treasure Island. Please see virtual tour, information sheet, floor plans, aerials & photographs to see what this property has to offer.
Facts & features
The home at a glance
9
Bedrooms
5,168
Sqft
0.13 ac
Lot size
1
Garage
1951
Year built
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,903 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,903/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SUNSET BEACH
$271 vs $1,192
Days on market
94 vs 74 typical
Where $271/sqft sits among the 7 homes for sale in SUNSET BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sunset Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Sunset Beach — neighborhood snapshot
Population
782
Median age
57
Median home value
$534,100
Avg household
2
Households w/ children
16%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $648K
Treasure Island median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
2 of 7
SUNSET BEACH have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 211% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 40 77TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$9,400,000
70 AVENIDA VENECCIA UNIT 402 · same community
3 bd · 4 ba · 4,510 sqft · $2,084/sqft · 0 DOM
Sold · Jul ’26$9,200,000
70 AVENIDA VENECCIA UNIT 401 · same community
3 bd · 4 ba · 3,982 sqft · $2,310/sqft · 0 DOM
Sold · Feb ’26$1,350,000
2105 GULF OF MEXICO DRIVE UNIT 3303 · same community
2 bd · 2 ba · 1,463 sqft · $923/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 40 77TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 40 77TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
40 77TH AVENUE FAQs
What would the monthly payment be for 40 77TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,903/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 40 77TH AVENUE?+
The most recent tax bill on record (2025) was $8,031. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Treasure Island?+
At $1,399,000, this home is listed about 112% above the Treasure Island median of $659,000. The market section on this page shows how the area is trending.
Which schools are assigned to 40 77TH AVENUE?+
Boca Ciega High School (high), Azalea Elementary School (elementary), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,399,000 runs 211% above the TREASURE ISLAND 33706 median — but at 5,168 sqft it's also nearly 4 times the size of the typical Treasure Island listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Boca Ciega High School, Azalea Elementary School, Azalea Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,500,000, now $1,399,000 — a $101K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Dawn Fader. MLS #TB8503930.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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