David Ramirez
$6,2003 bd2.5 ba2,350 sqft$3 /sqft$205 /mo all-in ↓

6420 SUNSET BAY CIRCLE, APOLLO BEACH, FL, 33572

Active84 days on marketListed Apr 30, 2026MLS #TB8503780

Priced 99% below the APOLLO BEACH 33572 medianFully furnishedTownhouseSUNSET BAY TWNHMS

About this home

6420 SUNSET BAY CIRCLE

Experience elevated coastal living in this stunning end-unit townhome located in the exclusive, gated waterfront community of Sunset Bay. Perfectly positioned to capture serene views of a tranquil lagoon, illuminated fountain, and canal, this exceptional residence offers a rare combination of luxury, comfort, and a true boater’s lifestyle—with direct deep-water access to Tampa Bay and the Gulf of Mexico. This beautifully maintained home features 3 bedrooms, 2.5 bathrooms, a tandem 3-car garage, and a private elevator, delivering both convenience and sophistication. From the moment you enter, you’re welcomed by a spacious foyer with additional storage and access to a peaceful back porch—ideal for unwinding by the water. The main living level boasts a bright, open-concept design filled with natural light, highlighted by soaring ceilings, crown molding, and rich wood flooring. The chef-inspired kitchen is equipped with custom solid wood cabinetry, granite countertops, tile backsplash, built-in oven, and an oversized breakfast bar—perfect for entertaining. French doors lead to a screened, covered balcony where you can enjoy breathtaking water views and coastal breezes year-round. The owner’s suite, conveniently located on the main level, serves as a private retreat with a spacious walk-in closet and a spa-like en-suite bathroom featuring dual vanities, a soaking tub, and a walk-in shower. Upstairs, two generously sized bedrooms offer large walk-in closets and elegant tray ceilings, along with a full bathroom. One bedroom includes a flexible sitting area or office space—ideal for working from home or relaxing in comfort. Additional highlights include a new A/C system and a professionally finished garage with durable coating, reflecting pride of ownership throughout. All expenses paid for added ease and convenience—enjoy a truly hassle-free lifestyle. Residents of Sunset Bay also have access to resort-style amenities, including a waterfront pool, cabana, lagoon, boardwalk, and private docks. Ideally located near I-75 and US-41, this home provides quick access to premier dining, shopping, and everything the Tampa Bay area has to offer.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,350

Sqft

0.05 ac

Lot size

3

Garage

2006

Year built

Three Or More

Levels

$3

Per sqft

FurnishedPets allowed

Inside

AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Elevator · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

ParkingDriveway · Garage Door Opener · Ground Level · Guest · Under Building

Community & fees

PetsBreed Restrictions, Yes
CommunityDock · Fishing · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$205 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$36
FHA mortgage insurance (est.)$3
Est. property taxes (1.1%/yr)$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $217Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $217
Interest rate6.00%
Loan term

Estimated payment

$205/mo

Principal & interest$36
FHA mortgage insurance (est.)$3
Est. property taxes$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Apollo Beach

Map of 6420 SUNSET BAY CIRCLE

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Apr 30, 2026Listed at $6,200 · 84 days on market since
2006Built · SUNSET BAY TWNHMS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6420 SUNSET BAY CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6420 SUNSET BAY CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6420 SUNSET BAY CIRCLE FAQs

What would the monthly payment be for 6420 SUNSET BAY CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $205/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 6420 SUNSET BAY CIRCLE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $6,200, this home is listed about 99% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6420 SUNSET BAY CIRCLE?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Vojtech Bosek. MLS #TB8503780.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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