1441 MONTE LAKE DRIVE, VALRICO, FL, 33596
Active78 days on marketListed May 7, 2026MLS #TB8503758
About this home
1441 MONTE LAKE DRIVE
Virtually Staged. Welcome to this spacious and beautifully updated pool home located in the heart of Valrico! Offering 3 bedrooms, 2 bathrooms, a 2-car garage, and 2,022 square feet of living space, this home combines comfort and functionality Step inside to soaring vaulted ceilings and a bright, open living area featuring a cozy fireplace and plenty of room for entertaining. The kitchen offers granite countertops, stainless steel appliances, ample cabinetry, and an adjoining dining area overlooking the pool and screened enclosure. The oversized primary suite provides a peaceful retreat with generous space, an en-suite bathroom, and walk-in closet. Additional bedrooms offer flexibility for guests, family, or a home office setup. Enjoy Florida living year-round in the expansive screened pool enclosure featuring a covered patio area perfect for relaxing or entertaining. The fenced backyard provides additional outdoor space and privacy. Additional highlights include fresh neutral finishes, abundant natural light, indoor laundry, and a functional two-story layout. Conveniently located near shopping, dining, parks, and major commuter routes, this move-in ready home is a fantastic opportunity in an established Valrico community. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,022
Sqft
0.18 ac
Lot size
2
Garage
1988
Year built
Two
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,504 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,504/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.6%
$/sqft vs Valrico actives
$220 vs $218
Days on market
78 vs 34 typical
Where $220/sqft sits among the 194 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
VALRICO 33596 — neighborhood snapshot
Population
28,152
Median age
45.9
Median income
$112,305
Median home value
$396,100
Avg household
2.8
Households w/ children
2,906
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
106 of 194
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 1441 MONTE LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$362,500
1426 BUCKNER ROAD · same community
4 bd · 2 ba · 2,062 sqft · $176/sqft · 270 DOM
Sold · Apr ’26$495,000
1407 QUEENSBURY AVENUE · same community
4 bd · 2 ba · 2,150 sqft · $230/sqft · 12 DOM
Sold · Feb ’26$390,000
1602 DUMONT DRIVE · same community
3 bd · 2 ba · 1,868 sqft · $209/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1441 MONTE LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1441 MONTE LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1441 MONTE LAKE DRIVE FAQs
What would the monthly payment be for 1441 MONTE LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,504/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1441 MONTE LAKE DRIVE?+
The most recent tax bill on record (2025) was $6,334. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1441 MONTE LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $445,000, this home is listed about 6% below the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1441 MONTE LAKE DRIVE?+
Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the VALRICO 33596 market on paper
$445,000 is 5% below the VALRICO 33596 median of $468,500.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
78 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $475,000, now $445,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 54 REALTY LLC · Eric Dixon. MLS #TB8503758.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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