2938 LOCHCARRON DRIVE, LAND O LAKES, FL, 34638
Active103 days on marketListed Apr 30, 2026MLS #TB8503585
About this home
2938 LOCHCARRON DRIVE
Welcome to this beautifully updated, meticulously maintained townhome in the highly desirable Ballantrae Village, where style, comfort, and major system upgrades come together seamlessly. Offering 3 bedrooms, 2.5 baths, and 1,846 square feet, this move-in-ready home delivers the FEEL OF NEWER CONSTRUCTION without the wait. From the moment you step inside, you’ll notice the attention to detail and quality upgrades throughout, including durable FAUX WOODGRAIN TILE flooring on the main level that creates a clean, modern look. The kitchen has been thoughtfully upgraded with sleek QUARTZ COUNTERTOPS and stainless steel appliances (2018), and it flows effortlessly into the living and dining areas with SHIPLAP feature wall, making it perfect for both everyday living and entertaining. PLANTATION SHUTTERS throughout add a timeless, upscale touch, while newer ceiling fans enhance comfort in every room. Upstairs, the home continues to impress with luxury vinyl plank flooring, combining durability with a refined finish. The spacious primary suite offers a true retreat with new carpet and a beautifully UPDATED EN-SUITE BATHROOM, while the guest bathroom has also been fully updated to match the home’s MODERN FEEL. Beyond the cosmetic upgrades, this property stands out with MAJOR IMPROVEMENTS that provide peace of mind, including a ROOF (2022), HVAC system (2021) with a new HIGH-EFFICENCY BLOWER (2026), WATER HEATER (2022), updated plumbing in all sinks (2022), and storm windows in both secondary bedrooms. The Straiton community has its own pool, and the Ballantrae master community offers a clubhouse, large pool, playground, tennis courts, basketball courts, and volleyball courts. Convenient access to FL-54, FL-589, Publix, shopping, dining, and top-rated schools, this home is a rare opportunity to own a fully updated, truly move-in-ready townhome where all the big-ticket items have already been taken care of.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,846
Sqft
0.04 ac
Lot size
1
Garage
2006
Year built
Two
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,945 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,945/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.8%
$/sqft vs Land O Lakes actives
$186 vs $205
Days on market
103 vs 41 typical
Where $186/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
209 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 2938 LOCHCARRON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$300,000
17527 STINCHAR DRIVE · same community
3 bd · 2.5 ba · 1,768 sqft · $170/sqft · 36 DOM
Sold · May ’26$273,000
3024 GIRVAN DRIVE · same community
4 bd · 2.5 ba · 1,768 sqft · $154/sqft · 35 DOM
Sold · Jul ’26$283,000
17535 STINCHAR DRIVE · same community
3 bd · 2.5 ba · 1,768 sqft · $160/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2938 LOCHCARRON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2938 LOCHCARRON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2938 LOCHCARRON DRIVE FAQs
What would the monthly payment be for 2938 LOCHCARRON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,945/mo — principal and interest, the actual property-tax bill, the $275/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2938 LOCHCARRON DRIVE?+
The association fee works out to $275 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2938 LOCHCARRON DRIVE?+
The most recent tax bill on record (2025) was $3,996. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2938 LOCHCARRON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $343,900, this home is listed about 19% below the Land O Lakes median of $423,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2938 LOCHCARRON DRIVE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAND O LAKES 34638 market on paper
$343,900 is 7% below the LAND O LAKES 34638 median of $369,495, and at $186/sqft it sits under the Land O Lakes average of $219.
02Time on market is leverage
103 days on market against a Land O Lakes median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $355,000, now $343,900 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Michael Cinquemano, Jr.. MLS #TB8503585.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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