1413 EMBASSY DRIVE, CLEARWATER, FL, 33764
Active81 days on marketListed May 4, 2026MLS #TB8503509
About this home
1413 EMBASSY DRIVE
Clearwater Creek-View Home for Sale | Large Lot | Flood Zone X | Imperial Park Discover a rare opportunity to own a 2-bedroom, 2-bath creek-view home in Clearwater, Florida, located on nearly a quarter-acre lot in the established Imperial Park neighborhood. With peaceful water views, mature trees, and a private backyard setting, this property offers the outdoor lifestyle many buyers are searching for in Pinellas County. One of this home’s standout features is its location in Flood Zone X, meaning no lender-required flood insurance, along with Evacuation Zone D, offering added peace of mind for buyers evaluating insurance costs and long-term ownership. Inside, the spacious Florida room becomes a true extension of the living space. Two sets of sliding glass doors showcase tranquil creek views while filling the home with natural light and creating a seamless connection between indoor and outdoor living. Whether you’re enjoying your morning coffee, watching Florida wildlife, or entertaining family and friends, this space was designed to be enjoyed year-round. Major improvements have already been completed, allowing the next owner to focus on personal style instead of expensive system replacements, including: • New HVAC system, ductwork, and insulation (2023) • Flat roof replacement (2021) • Water heater (2018) • Kitchen appliances approximately three years old • Durable 30 year concrete tile roof For buyers hoping to build equity through cosmetic updates, this home presents an excellent opportunity. The major mechanical systems have already been addressed, providing a strong foundation while allowing you to modernize finishes at your own pace. Large, private lots with creek views are becoming increasingly difficult to find in Clearwater. Combined with mature landscaping, established trees, and a peaceful natural setting, this property offers a lifestyle that stands apart from many newer developments. Conveniently located near Clearwater Beach, Downtown Clearwater, Safety Harbor, shopping, dining, parks, and major routes to St. Petersburg, Tampa, and both area airports, you’ll enjoy easy access to everything the Tampa Bay area has to offer. If you’ve been searching for a Clearwater home with lots of space, creek views, Flood Zone X, mature trees, outdoor living, and the opportunity to add your own personal touches, this property is one you won’t want to miss.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,226
Sqft
0.23 ac
Lot size
2
Garage
1968
Year built
One
Levels
$306
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,677 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,677/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.6%
$/sqft vs Clearwater actives
$306 vs $218
Days on market
81 vs 47 typical
Where $306/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Imperial Park — neighborhood snapshot
Population
563
Median age
41
Median income
$69,242
Median home value
$335,650
Avg household
2
Households w/ children
61%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
215 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1413 EMBASSY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$389,900
1399 EMBASSY DRIVE · same community
2 bd · 2 ba · 1,226 sqft · $318/sqft · 66 DOM
Sold · Apr ’26$415,000
1425 EMBASSY DRIVE · same community
2 bd · 2 ba · 1,226 sqft · $338/sqft · 4 DOM
Sold · Apr ’26$390,000
2077 ENVOY COURT · same community
2 bd · 2 ba · 1,300 sqft · $300/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1413 EMBASSY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1413 EMBASSY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1413 EMBASSY DRIVE FAQs
What would the monthly payment be for 1413 EMBASSY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,677/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1413 EMBASSY DRIVE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1413 EMBASSY DRIVE?+
The most recent tax bill on record (2025) was $1,606. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1413 EMBASSY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $375,000, this home is listed about 36% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1413 EMBASSY DRIVE?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$375,000 runs 63% above the CLEARWATER 33764 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $390,000, now $375,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jennifer Foster. MLS #TB8503509.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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