David Ramirez
$418,999$440,0004 bd2.5 ba2,041 sqft$205 /sqft$3,246 /mo all-in ↓

24348 SUMMER WIND COURT, LUTZ, FL, 33559

Active87 days on marketListed May 7, 2026MLS #TB8503464

Reduced $21KSingle Family ResidenceOAK GROVE PH 4A

About this home

24348 SUMMER WIND COURT

One or more photo(s) has been virtually staged. Step into a lifestyle of ease and connection in the highly sought-after Oak Grove community. This beautifully renovated 4-bedroom, 2.5-bath (First Floor Primary Bedroom) residence is truly move-in ready offering over 2,000 sq. ft. of thoughtfully designed space. Major updates have already been handled, including a new roof, A/C system, and water heater. The heart of the home features a fully renovated kitchen with granite countertops, complemented by a full-house water filtration system. The backyard has been recently transformed into a private retreat, featuring over 1,000 sq. ft. of premium pavers, the perfect footprint for entertaining. Relax in the included hot tub, enjoy the security of privacy fencing, and still have plenty of grass for pets to play. Located in a friendly neighborhood, you are just a short distance away from a highly rated elementary school, making morning routines effortless. Beyond the neighborhood, enjoy premier shopping and dining with two popular malls located just minutes away, and quick access to I-75 and I-275 for easy commutes. Whether you’re staying local for the community feel or heading out for a coastal escape, this home offers an unbeatable location. Schedule your private showing today and see why this is the one you’ve been waiting for!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,041

Sqft

0.14 ac

Lot size

2

Garage

2003

Year built

Two

Levels

$205

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingCovered · Driveway
ExteriorIrrigation System · Lighting · Permeable Paving · Private Entrance · Private Mailbox · Private Yard · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$20/mo
Taxes (2024)$4,963/yr
PetsNumber Limit, Yes
CommunityDeed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,246 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,467
FHA mortgage insurance (est.)$185
Property tax — 2024 actual bill$414
HOA fee — from the listing$20
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,665Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,665
Interest rate6.00%
Loan term

Estimated payment

$3,246/mo

Principal & interest$2,467
FHA mortgage insurance (est.)$185
Property taxes (actual bill)$414
HOA / condo fee$20
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $419K
$399KedgeAI estimate $417,297 · range $416K$421K$438K

vs edgeAI estimate

+0.4%

$/sqft vs Lutz actives

$205 vs $243

Days on market

87 vs 35 typical

Where $205/sqft sits among the 270 Lutz actives

82 · this home
83
53
23
9
20
$174–215$215–256$256–297$297–338$338–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 24348 SUMMER WIND COURT

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33559 — neighborhood snapshot

Population

19,147

Median age

32.1

Median income

$78,264

Median home value

$343,700

Avg household

2.65

Households w/ children

2,034

For the school run

Hillsborough County School District

ElementaryManiscalco K-8 School★★★★
HighFreedom High School★★★★
MiddleLiberty Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

159 of 270

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $418,999 $21K
May 7, 2026Listed at $440,000 · 87 days on market since
2003Built · OAK GROVE PH 4A

Reality check

What actually sold near 24348 SUMMER WIND COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

24425 SUMMER WIND COURTSold · Mar ’26

$395,000

24425 SUMMER WIND COURT · same community

4 bd · 2 ba · 1,688 sqft · $234/sqft · 41 DOM

24421 BREEZY OAK COURTSold · Mar ’26

$345,000

24421 BREEZY OAK COURT · same community

3 bd · 2 ba · 1,434 sqft · $241/sqft · 30 DOM

24934 OAKHAVEN COURTSold · Sep ’25

$455,500

24934 OAKHAVEN COURT

4 bd · 2.5 ba · 2,027 sqft · $225/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 24348 SUMMER WIND COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 24348 SUMMER WIND COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

24348 SUMMER WIND COURT FAQs

What would the monthly payment be for 24348 SUMMER WIND COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,246/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 24348 SUMMER WIND COURT?+

The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 24348 SUMMER WIND COURT?+

The most recent tax bill on record (2024) was $4,963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 24348 SUMMER WIND COURT?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $418,999, this home is listed about 14% below the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 24348 SUMMER WIND COURT?+

Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

87 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Maniscalco K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Maniscalco K-8 School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $440,000, now $418,999 — a $21K cut. The full history is in the market section below.

Listing courtesy of REDFIN CORPORATION · Gordon Klaiber. MLS #TB8503464.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lutz homes, in your inbox

Like 24348 SUMMER WIND COURT but not quite? A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 4:54 PM UTC. The listing information on this page last changed on August 2, 2026 at 4:54 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 4:54 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 4:54 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.