3297 VALEMOOR DRIVE, PALM HARBOR, FL, 34685
Active86 days on marketListed Apr 30, 2026MLS #TB8503375
About this home
3297 VALEMOOR DRIVE
Virtually Staged. Nestled in the sought after gated community of Foxberry Run within Ridgemoor, this stunning REFRESHED 5 bedroom, 3 bath estate offers the perfect blend of privacy, modern luxury, and access to top-rated schools—all with no flood insurance needed! Situated on a sprawling 0.69-acre corner cul-de-sac lot, the home greets you with grand double leaded glass doors that open to soaring vaulted ceilings and panoramic views of your private oasis. The chef-inspired gourmet kitchen is a storage lover's dream, featuring an abundance of cabinet space, expansive granite counters, and a 2022 appliance suite including a double oven with Air Fry. Entertaining is effortless in the massive family room, anchored by a wood burning fireplace, wet bar, and wine fridge. The popular triple split floor plan ensures privacy for all, including a dedicated guest/in-law suite with pool access. Outside, enjoy the Florida lifestyle in your screened in pool and spa overlooking a serene wooded preserve. Car enthusiasts and families will appreciate the oversized 3 car garage and the expansive driveway providing plenty of extra parking. Recent high-ticket upgrades provide total peace of mind: LVP flooring (2026), Popcorn removal (2026), HVAC with UV sanitation (2024), PGT double-pane windows (2023), whole house water filtration system (2022), water heater (2022), washer/dryer (2022), Main Electric panel and pool electric panel updates (2022). Beyond your private retreat, enjoy the vibrant Ridgemoor lifestyle featuring 24/7 security patrol and a community park with tennis, pickleball, and basketball courts. This prime location is down the road from Publix, Starbucks, and eateries and just minutes from the John Geigle YMCA, John Chesnut State Park, and boat access to Lake Tarpon. With no mandatory flood insurance (Zone X), this home is the ultimate retreat! Welcome home!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,287
Sqft
0.69 ac
Lot size
3
Garage
1987
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,466 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,466/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.2%
$/sqft vs Palm Harbor actives
$267 vs $260
Days on market
86 vs 42 typical
Where $267/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgemoor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Ridgemoor — neighborhood snapshot
Population
2,300
Median age
56
Median income
$63,976
Median home value
$392,234
Avg household
2
Households w/ children
228
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
213 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 144% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3297 VALEMOOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$810,000
2075 WARWICK DRIVE
4 bd · 2.5 ba · 3,294 sqft · $246/sqft · 140 DOM
Sold · Mar ’26$650,000
3125 EDGEMOOR DRIVE
4 bd · 3.5 ba · 3,297 sqft · $197/sqft · 211 DOM
Sold · Aug ’25$875,000
3138 EDGEMOOR DRIVE
4 bd · 3 ba · 3,256 sqft · $269/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3297 VALEMOOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3297 VALEMOOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3297 VALEMOOR DRIVE FAQs
What would the monthly payment be for 3297 VALEMOOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,466/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3297 VALEMOOR DRIVE?+
The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3297 VALEMOOR DRIVE?+
The most recent tax bill on record (2025) was $13,836. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3297 VALEMOOR DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $879,000, this home is listed about 134% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3297 VALEMOOR DRIVE?+
Cypress Woods Elementary School (elementary), East Lake High School (high), Joseph L. Carwise Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$879,000 runs 144% above the PALM HARBOR 34685 median — but at 3,287 sqft it's also nearly twice the size of the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
86 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Cypress Woods Elementary School, East Lake High School, Joseph L. Carwise Middle School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $894,000, now $879,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GO REAL ESTATE GROUP · Hilda Loaiza. MLS #TB8503375.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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