2261 SHELLY DRIVE UNIT D, PALM HARBOR, FL, 34684
Active48 days on marketListed Jun 16, 2026MLS #TB8503311
About this home
2261 SHELLY DRIVE UNIT D
Virtually Staged. PRICE IMPROVEMENT....Rare Corner-Unit in the highly sought-after Highland Lakes Active 55+ Community. This spacious 2-Bedroom, 2 Bath Villa offers the privacy, and natural light buyers love with corner units. Enjoy a bright, open layout, Oversized Garage with an Open-Concept layout featuring a spacious living room and a cozy dining area perfect for entertaining. Primary bedroom has a walk-in closet and ensuite bathroom. The second bedroom has a built-in closet and oversized window allowing natural light to brighten the room. Resort-style living meets everyday comfort! This beautifully maintained single-story villa offers a low-maintenance lifestyle with all the amenities you've been dreaming of including: - 27-hole executive golf course (no green fees!), Heated pool & spa, Tennis, pickleball, and shuffleboard courts, Clubhouse with fitness center, arts & crafts, and social events, Private boat access to Lake Tarpon located just minutes from Honeymoon Island, top-rated medical facilities, and shopping. This home offers the perfect blend of peaceful living and vibrant community life. Move in and rest assured that the big-ticket items have already been replaced. HVAC 2020, Updated Electrical Panel 2020, Hurricane Impact Windows replaced 2022. Unit seats High and Dry, NON-Evacuation Zone and Non-Flood Zone. Private entrance, low foot traffic, and great views of the open green space outside your porch makes this corner unit the perfect match for your next chapter. Schedule your private tour today and discover why so many are choosing the Highland Lakes Lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
918
Sqft
0 ac
Lot size
1
Garage
1978
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,700 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,700/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.4%
$/sqft vs Palm Harbor actives
$218 vs $261
Days on market
48 vs 42 typical
Where $218/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
204 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2261 SHELLY DRIVE UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$205,000
2731 KEATS TERRACE UNIT A · same community
2 bd · 2 ba · 918 sqft · $223/sqft · 0 DOM
Sold · Mar ’26$208,900
2201 SHELLY DRIVE UNIT A · same community
2 bd · 2 ba · 918 sqft · $228/sqft · 10 DOM
Sold · Sep ’25$160,000
2150 SHELLY DRIVE UNIT D · same community
2 bd · 2 ba · 918 sqft · $174/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2261 SHELLY DRIVE UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2261 SHELLY DRIVE UNIT D — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2261 SHELLY DRIVE UNIT D FAQs
What would the monthly payment be for 2261 SHELLY DRIVE UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,700/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2261 SHELLY DRIVE UNIT D?+
The most recent tax bill on record (2025) was $3,296. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2261 SHELLY DRIVE UNIT D?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $199,900, this home is listed about 47% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2261 SHELLY DRIVE UNIT D?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34684 market on paper
$199,900 is 20% below the PALM HARBOR 34684 median of $250,000, and at $218/sqft it sits under the Palm Harbor average of $269.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $204,500, now $199,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Lesley Kanehl. MLS #TB8503311.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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