115 18TH STREET, BELLEAIR BEACH, FL, 33786
Active95 days on marketListed Apr 30, 2026MLS #TB8503209
About this home
115 18TH STREET
**ATTENTION YACHTERS!!** Think you've got a big boat? This 96FT dock is the ultimate flex, dare you to own a yacht that makes this dock look small. Tired of playing musical docks? We've got the spot! This home boasts ridiculously rare deep-water dockage that'll swallow your yacht whole, with extra room for jet skis and a bonus boat, all while preserving its million-dollar views. Inside, this 4-bedroom, 4.2-bathroom luxury property spans over 4,800 square feet of living space designed for soaking up the sun, partying hard, and gazing at the intercoastal waters and Belleair Beach Bridge. The open living area is flooded with natural light courtesy of its vaulted ceilings and floor-to-wall windows that perfectly frame the views. The primary suite boasts a private balcony, a walk-in closet fit for a king, and a spa-style bath that's sure to relax even the most frazzled soul. The kitchen is a chef's dream with top-notch appliances, stunning countertops, and ample storage space. Step outside and enjoy your private pool surrounded by sprawling patio space perfect for alfresco dining or simply lounge. Direct access to the intercoastal means you're just a short ride away from the Gulf of Mexico. Oh, and let's not forget the 4-car garage because your fleet of cars is probably as impressive as your boat collection.
Facts & features
The home at a glance
4
Bedrooms
5
Bathrooms
4,862
Sqft
0.67 ac
Lot size
4
Garage
1997
Year built
Two
Levels
$6
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$363 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$363/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Belleair Beach actives
$6 vs $660
Days on market
95 vs 72 typical
Where $6/sqft sits among the 31 Belleair Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $850K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
19 of 31
Belleair Beach actives have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% below the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 115 18TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$3,250,000
402 BUTTONWOOD LANE
5 bd · 3.5 ba · 5,593 sqft · $581/sqft · 146 DOM
Sold · Jun ’26$4,800,000
413 BUTTONWOOD LANE
5 bd · 5.5 ba · 3,939 sqft · $1,219/sqft · 12 DOM
Sold · Aug ’25$1,650,000
208 LIVE OAK LANE
4 bd · 4.5 ba · 3,770 sqft · $438/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 115 18TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 115 18TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
115 18TH STREET FAQs
What would the monthly payment be for 115 18TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $363/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 115 18TH STREET?+
The listing reports pets: Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Beach?+
At $28,000, this home is listed about 98% below the Belleair Beach median of $1,399,500. The market section on this page shows how the area is trending.
Which schools are assigned to 115 18TH STREET?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BELLEAIR BEACH 33786 market on paper
$28,000 is 96% below the BELLEAIR BEACH 33786 median of $799,900, and at $6/sqft it sits under the Belleair Beach average of $766.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of COLDWELL BANKER REALTY · Suzan Bloechle. MLS #TB8503209.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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