David Ramirez
$875,000$920,0004 bd3 ba3,330 sqft$263 /sqft$6,226 /mo all-in ↓

16726 COURTYARD LOOP, LAND O LAKES, FL, 34638

Active85 days on marketListed Apr 30, 2026MLS #TB8503094

Reduced $45KSingle Family ResidenceBEXLEY SOUTH PRCL 4 PH 1

About this home

16726 COURTYARD LOOP

Welcome to 16726 Courtyard Loop — a stunning Cardel Homes St. Lucia model nestled in the heart of the highly sought-after Bexley community in Land O' Lakes. From the moment you arrive, the craftsmanship and attention to detail that Cardel is known for is immediately evident. Step inside and be greeted by soaring 12-foot ceilings and an open-concept layout that fills every room with natural light. The split bedroom floor plan offers the perfect balance of privacy and functionality — ideal for families, guests, or anyone who values their own space. The heart of the home is the chef-inspired kitchen, featuring stainless steel appliances, a gas stove, granite countertops, and a range hood — designed for both everyday cooking and entertaining in style. The spacious primary suite is privately situated on one side of the home and features a large walk-in closet and a luxurious en suite bathroom complete with dual sinks and a separate tub and shower. On the opposite side of the home, two of the secondary bedrooms share a convenient Jack and Jill bathroom — perfect for kids or guests — while a fourth bedroom offers additional flexibility for visiting family or a private retreat. A dedicated bonus flex space serves beautifully as a home office, den, or study — giving you the versatility to make this home truly work for your lifestyle. Beyond the living spaces, this home is loaded with thoughtful upgrades: double insulation for improved energy efficiency, a tankless gas water heater, water softener, and a dedicated under-sink drinking water filtration system. The oversized 3-car garage provides ample space for vehicles, storage, or that workshop you've always wanted. Out back, the screened rear porch overlooks a peaceful conservation view — no rear neighbors, just nature. A pool outlet is already in place, making it easy to add your own backyard oasis when you're ready. Located minutes from top-rated schools, Conner Preserve, parks, trails, shopping, and dining — with convenient access to major Tampa destinations — this home checks every box. Low HOA, CDD included in taxes, and priced at $276/sq ft for a Cardel-built home in Bexley? That's the deal. This is not just a house. This is a Cardel St. Lucia in Bexley — and those don't last.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,330

Sqft

0.23 ac

Lot size

3

Garage

2017

Year built

One

Levels

$263

Per sqft

TurnkeyPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate · Tile
AppliancesBuilt-In Oven · Dishwasher · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNortheast
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$72/mo
Taxes (2025)$11,337/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,226 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property tax — 2025 actual bill$945
HOA fee — from the listing$72
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,500
Interest rate6.00%
Loan term

Estimated payment

$6,226/mo

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property taxes (actual bill)$945
HOA / condo fee$72
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $875K
$644KedgeAI estimate $727,856 · range $671K$759K$910K

vs edgeAI estimate

+20.2%

$/sqft vs Land O Lakes actives

$263 vs $206

Days on market

85 vs 32 typical

Where $263/sqft sits among the 400 Land O Lakes actives

104
115
74
55 · this home
19
33
$156–183$183–210$210–237$237–263$263–290$290+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bexley

Map of 16726 COURTYARD LOOP inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

Bexley — neighborhood snapshot

Population

3,771

Median age

39

Median income

$109,441

Median home value

$408,921

Avg household

2

Households w/ children

429

For the school run

Pasco County School District

MiddleCharles S. Rushe Middle School★★★★
HighSunlake High School★★★★
ElementaryOakstead Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$423K$428K

Land O Lakes median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

225 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 140% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

CurrentPrice reduced to $875,000 $45K
Apr 30, 2026Listed at $920,000 · 85 days on market since
2017Built · BEXLEY SOUTH PRCL 4 PH 1

Reality check

What actually sold near 16726 COURTYARD LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3985 GRAND LAKEVIEW WAYSold · Jul ’26

$938,000

3985 GRAND LAKEVIEW WAY · same community

4 bd · 3 ba · 3,330 sqft · $282/sqft · 0 DOM

16712 COURTYARD LOOPSold · Mar ’26

$980,000

16712 COURTYARD LOOP · same community

3 bd · 3 ba · 3,330 sqft · $294/sqft · 0 DOM

4195 WELLING TERRACESold · Sep ’25

$585,000

4195 WELLING TERRACE · same community

4 bd · 2.5 ba · 2,731 sqft · $214/sqft · 155 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16726 COURTYARD LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16726 COURTYARD LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16726 COURTYARD LOOP FAQs

What would the monthly payment be for 16726 COURTYARD LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,226/mo — principal and interest, the actual property-tax bill, the $72/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16726 COURTYARD LOOP?+

The association fee works out to $72 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16726 COURTYARD LOOP?+

The most recent tax bill on record (2025) was $11,337. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16726 COURTYARD LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $875,000, this home is listed about 111% above the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.

Which schools are assigned to 16726 COURTYARD LOOP?+

Charles S. Rushe Middle School (middle), Sunlake High School (high), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$875,000 runs 140% above the LAND O LAKES 34638 median — but at 3,330 sqft it's also 65% larger than the typical Land O Lakes listing.

02Time on market is leverage

85 days on market against a Land O Lakes median of 32 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Charles S. Rushe Middle School, Sunlake High School, Oakstead Elementary School — Charles S. Rushe Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $920,000, now $875,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Dong Lin. MLS #TB8503094.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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