
11857 NORTHTRAIL AVENUE, TEMPLE TERRACE, FL, 33617
Active101 days on marketListed Apr 29, 2026MLS #TB8503082
About this home
11857 NORTHTRAIL AVENUE
Fully Furnished | All Utilities Included | Flexible Lease Terms Welcome to this Townhouse — a 2-bedroom, 1.5-bath furnished townhome in the desirable Raintree community, available for short-term, mid-term, or long-term rental. This bright and spacious 1,104 sq ft home features an open living and dining area that flows into a fully equipped kitchen with all appliances and cookware. Both bedrooms are generously sized. Step outside to your private patio and enjoy community amenities just steps away — including a community pool, tennis courts, and serene lake access. Perfectly positioned with excellent access: 5 minutes to USF main campus Minutes to Moffitt Cancer Center, Tampa General, AdventHealth and other major hospitals Quick drive to Busch Gardens, shopping, dining, I-75, and downtown Tampa Move-in ready. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,104
Sqft
0.2 ac
Lot size
1
Garage
1980
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Temple Terrace actives
$2 vs $208
Days on market
101 vs 47 typical
Where $2/sqft sits among the 63 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
28 of 63
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Temple Terrace median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 11857 NORTHTRAIL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$153,000
6206 GREENLEAF LANE · same community
2 bd · 1.5 ba · 1,104 sqft · $139/sqft · 66 DOM
Sold · Jun ’26$150,000
11799 RAINTREE DRIVE · same community
2 bd · 2 ba · 1,272 sqft · $118/sqft · 323 DOM
Sold · Jun ’26$150,000
6314 MISTY TERRACE UNIT 6314 · same community
2 bd · 2 ba · 1,272 sqft · $118/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11857 NORTHTRAIL AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11857 NORTHTRAIL AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11857 NORTHTRAIL AVENUE FAQs
What would the monthly payment be for 11857 NORTHTRAIL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 11857 NORTHTRAIL AVENUE?+
The listing reports pets: Breed Restrictions, Monthly Pet Fee, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $2,250, this home is listed about 99% below the Temple Terrace median of $350,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Temple Terrace market on paper
$2,250 is 99% below the Temple Terrace median of $350,000, and at $2/sqft it sits under the Temple Terrace average of $204.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
101 days on market against a Temple Terrace median of 47 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,900, now $2,250 — a $650 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BIG GUAVA REALTY · Alvaro Zamora. MLS #TB8503082.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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