1368 WILLIAMS DRIVE, CLEARWATER, FL, 33764
Active83 days on marketListed May 1, 2026MLS #TB8503053
About this home
1368 WILLIAMS DRIVE
GREAT VALUE! SELLER IS CONTRIBUTING $10,000.00 TOWARDS BUYERS CLOSING COST AT CLOSING WITH AN ACCEPTABLE OFFER! Welcome to desirable Morningside Estates! NO FLOOD ZONE AND OPTIONAL HOA. This charming 3-bedroom, 2-bath, 2-car garage home features a unique and versatile open floor plan designed for comfortable living and entertaining. Natural light fills the living and dining areas through distinctive skylights, complete with adjustable shades for added comfort. Beneath the carpeting, you’ll find original terrazzo floors—ready to be uncovered and restored to their timeless beauty, if desired. Several windows are hurricane-rated, offering added peace of mind. The lawn is maintained with a reclaimed water irrigation system. Major updates include a roof from 2019, a new flat roof in the rear (2025), a newer electrical panel, and a water heater replaced in 2026.The backyard offers added privacy, surrounded by mature trees—perfect for enjoying your morning coffee or relaxing with a good book. Optional HOA membership is just $30 per year, and residents enjoy close proximity to the Morningside Recreation Center, and they can join for extra fee. Conveniently located near shopping, dining, close to downtown Clearwater, and just a short drive to the beautiful Gulf beaches, this home offers both value and an exceptional location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,836
Sqft
0.18 ac
Lot size
2
Garage
1967
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,619 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,619/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
Days on market
83 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Morningside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Morningside — neighborhood snapshot
Population
1,225
Median age
54
Median income
$72,389
Median home value
$349,027
Avg household
2
Households w/ children
73%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 115% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1368 WILLIAMS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1368 WILLIAMS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1368 WILLIAMS DRIVE FAQs
What would the monthly payment be for 1368 WILLIAMS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,619/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1368 WILLIAMS DRIVE?+
The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1368 WILLIAMS DRIVE?+
The most recent tax bill on record (2025) was $3,876. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1368 WILLIAMS DRIVE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $495,000, this home is listed about 80% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1368 WILLIAMS DRIVE?+
Oak Grove Middle School (middle), Belcher Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX CHAMPIONS · Danijela Muller. MLS #TB8503053.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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