David Ramirez
Pending
$765,000$799,0003 bd2 ba1,439 sqft$532 /sqft$5,247 /mo all-in ↓

16101 4TH STREET E, REDINGTON BEACH, FL, 33708

Pending86 days on marketListed Apr 28, 2026MLS #TB8502876

Reduced $34KWaterfrontPrivate poolSingle Family ResidenceREDINGTON BEACH HOMES 6TH ADD

About this home

16101 4TH STREET E

Prime Redington Beach Waterfront Opportunity – Rehab or Redevelopment Potential! Located just four blocks from the Gulf of Mexico and the sands of Redington Beach, this waterfront property offers an exceptional opportunity to rebuild or redevelop in one of Pinellas County’s most desirable coastal communities. Positioned on a wide waterfront lot, the home features a functional layout with 3 bedrooms, 2 bathrooms, a garage, and an existing pool. The property experienced flooding during the most recent hurricane and is being offered for its land value, location, and structural potential. Whether you choose to renovate or start fresh with a custom coastal build, the setting provides the perfect canvas. Enjoy direct water access ideal for boating, kayaking, and fishing, along with frequent dolphin and bird sightings. The backyard opens to serene water views, creating the kind of coastal lifestyle buyers seek. Redington Beach offers a relaxed residential feel with perks such as private beach access, local events at Friendship Park, and convenient proximity to restaurants and beachside attractions. Opportunities like this—so close to the Gulf and on the water—are increasingly rare. Bring your vision and take advantage of this premier location to create your ideal coastal property.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,439

Sqft

0.17 ac

Lot size

1

Garage

1955

Year built

One

Levels

$532

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringTerrazzo · Travertine
AppliancesMicrowave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewWater
FacesWest
ParkingCircular Driveway · Driveway · Garage Door Opener · Tandem
ExteriorOutdoor Shower · Rain Gutters

Community & fees

Taxes (2025)$8,069/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,247 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,128
PMI (est., until 20% equity)$287
Property tax — 2025 actual bill$672
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $76,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $76,500
Interest rate6.00%
Loan term

Estimated payment

$5,247/mo

Principal & interest$4,128
PMI (est., until 20% equity)$287
Property taxes (actual bill)$672
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $765K
$734KedgeAI estimate $843,825 · range $785K$991K$1.0M

vs edgeAI estimate

−9.3%

Days on market

86 vs 84 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Redington Beach

Map of 16101 4TH STREET E

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Redington Beach. See the full Redington Beach guide →

REDINGTON BEACH 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Redington Beach market

Seller’s marketLeans buyer9.4 months of inventoryBuyer’s market

$825K$943K

Redington Beach median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

Median sold price, Redington Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the REDINGTON BEACH 33708 median. See the full Redington Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $765,000 $34K
Apr 28, 2026Listed at $799,000 · 86 days on market since
1955Built · REDINGTON BEACH HOMES 6TH ADD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16101 4TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16101 4TH STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16101 4TH STREET E FAQs

What would the monthly payment be for 16101 4TH STREET E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,247/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16101 4TH STREET E?+

The most recent tax bill on record (2025) was $8,069. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16101 4TH STREET E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Redington Beach?+

At $765,000, this home is listed about 15% below the Redington Beach median of $899,900. The market section on this page shows how the area is trending.

Which schools are assigned to 16101 4TH STREET E?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$765,000 runs 58% above the REDINGTON BEACH 33708 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $799,000, now $765,000 — a $34K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 LISTSMART · Dustin Wideman, Pa. MLS #TB8502876.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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