David Ramirez
$189,000$209,9002 bd1.5 ba1,000 sqft$189 /sqft$1,475 /mo all-in ↓

1418 14TH CIRCLE SE, LARGO, FL, 33771

Active63 days on marketListed May 21, 2026MLS #TB8502792

Priced 14% below the LARGO 33771 medianReduced $21KVillaNEW HAVEN CONDO

About this home

1418 14TH CIRCLE SE

One or more photo(s) has been virtually staged. MOTIVATED SELLER! FLOOD INSURANCE COVERED IN THE HOA MONTHLY DUES! Beautifully updated corner-unit villa in the highly sought-after New Haven 55+ community in Largo, offering maintenance-free living, peaceful water views, and a true resort-style lifestyle. Designed for comfort, ease, and enjoyment, this move-in ready two-bedroom, one-and-a-half bath home features three exterior porches, including a fully enclosed lanai overlooking a tranquil pond—the perfect place to relax, unwind, and enjoy Florida living year-round. Inside, a bright and inviting open layout creates a relaxed, easy flow for everyday living. Fresh interior paint and modern finishes enhance the space, while the remodeled kitchen offers soft-close white shaker cabinetry, granite countertops, and a brand-new dishwasher. The open design connects seamlessly to the dining and living areas, making entertaining simple and comfortable. Ceramic tile flooring throughout the main living spaces adds a clean, low-maintenance finish. The spacious primary suite is a private retreat, featuring new luxury vinyl flooring, sliding glass doors leading directly to the lanai with peaceful water views, a walk-in closet, ceiling fan, and an updated en-suite half bath with new vanity. The guest bedroom offers the same comfort with new luxury vinyl flooring and ceiling fan, while the second bathroom has been tastefully updated with a new vanity and glass-enclosed shower. Important updates provide peace of mind, including a new roof (2024), updated gutters and doors (2024), impact-rated front entry door with side light, storm shutters being installed, and a new water heater installed in 2023. Additional conveniences include an indoor laundry room, assigned covered parking, and ample storage—supporting an easy, low-stress lifestyle. Residents of New Haven enjoy a vibrant and social 55+ community with access to a heated pool, jacuzzi, clubhouse, fitness center, and tennis courts. The HOA delivers exceptional value by covering cable, internet, water, trash, flood insurance, exterior maintenance, and more—allowing for truly worry-free living. Ideally located near shopping, dining, golf courses, parks, and Florida’s Gulf beaches including Indian Rocks Beach and Clearwater Beach, as well as both St. Pete–Clearwater and Tampa International Airports. Enjoy the comfort of a beautifully maintained waterfront home in a community designed for connection, relaxation, and effortless Florida living.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,000

Sqft

18.74 ac

Lot size

1974

Year built

One

Levels

$189

Per sqft

Water view55+ communityPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingAssigned · Covered · Guest
ExteriorLighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$1,422/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Fitness Center · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,475 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property tax — 2025 actual bill$118
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,615
Interest rate6.00%
Loan term

Estimated payment

$1,475/mo

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$118
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $189K
$181KedgeAI estimate $217,529 · range $200K$227K$236K

vs edgeAI estimate

−13.1%

$/sqft vs NEW HAVEN CONDO

$189 vs $191

Days on market

63 vs 42 typical

Where $189/sqft sits among the 8 homes for sale in NEW HAVEN CONDO

2
3 · this home
0
1
1
1
$176–185$185–194$194–203$203–212$212–221$221+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Water View Estates

Map of 1418 14TH CIRCLE SE inside its neighborhood boundary

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Water View Estates — neighborhood snapshot

Population

1,295

Median age

63

Median income

$70,547

Avg household

2

Households w/ children

89%

For the school run

Pinellas County School District

MiddleLargo Middle School★★★★★
HighLargo High School★★★★★
ElementarySouthern Oak Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

2 of 8

NEW HAVEN CONDO have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the LARGO 33771 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $189,000 $21K
May 21, 2026Listed at $209,900 · 63 days on market since
1974Built · NEW HAVEN CONDO

Reality check

What actually sold near 1418 14TH CIRCLE SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1206 10TH CIRCLE SESold · Oct ’25

$128,000

1206 10TH CIRCLE SE · same community

2 bd · 2 ba · 945 sqft · $135/sqft · 99 DOM

1507 12TH COURT SESold · Feb ’26

$135,000

1507 12TH COURT SE · same community

2 bd · 2 ba · 1,105 sqft · $122/sqft · 91 DOM

1304 13TH CIRCLE SE UNIT 110Sold · May ’26

$210,000

1304 13TH CIRCLE SE UNIT 110 · same community

2 bd · 2 ba · 1,105 sqft · $190/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1418 14TH CIRCLE SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1418 14TH CIRCLE SE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1418 14TH CIRCLE SE FAQs

What would the monthly payment be for 1418 14TH CIRCLE SE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,475/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1418 14TH CIRCLE SE?+

The most recent tax bill on record (2025) was $1,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1418 14TH CIRCLE SE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $189,000, this home is listed about 30% below the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1418 14TH CIRCLE SE?+

Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LARGO 33771 market on paper

$189,000 is 14% below the LARGO 33771 median of $220,000, and at $189/sqft it sits under the Largo average of $247.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $209,900, now $189,000 — a $21K cut. The full history is in the market section below.

Listing courtesy of SEASIDE REALTY & ASSOCIATES LLC · Bradley Chouinard Pauley. MLS #TB8502792.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Largo homes, in your inbox

Like 1418 14TH CIRCLE SE but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 3:25 PM UTC. The listing information on this page last changed on July 23, 2026 at 3:25 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 3:25 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 3:25 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.