4517 WILD PLUM LANE, LUTZ, FL, 33558
Active90 days on marketListed May 1, 2026MLS #TB8502775
About this home
4517 WILD PLUM LANE
**Seller's offering $8,000 towards Buyer's closing cost with full price offer** Discover this well-maintained updated home in the neighborhood of Villa Rosa in Lutz, located within top rated schools; McKitrick, Martinez, and Steinbrenner. Featuring 4 bedrooms, 2 full bathrooms, and a 2-car garage that can function as a workshop, additional living space, or traditional garage as it is heated and cooled by main house HVAC (not a mini split). This home has a lot to offer! Walking into the entry of the home you will find the formal living and dining area. The open floor plan is ideal for entertaining with the kitchen in the heart of the home featuring, quartz counter tops, stainless steel appliances, eat-in dining, and plenty of space for food prep and storage.Vinyl flooring and tile throughout, vaulted ceilings, primary bedroom with en-suite and large walk-in closet, ample sized secondary bedrooms. Yard is fully fenced. Roof (2020), tankless water heater (2022), HVAC (2022). Located near Publix grocery (4 Miles), Veterans Expressway/Suncoast (1.4 Miles), Tampa International Airport (18 miles), TPC Tampa Bay golf course (1.4 miles), and more.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,089
Sqft
0.14 ac
Lot size
2
Garage
1999
Year built
One
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,248 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,248/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.2%
$/sqft vs Lutz actives
$261 vs $245
Days on market
90 vs 35 typical
Where $261/sqft sits among the 271 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
154 of 271
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 4517 WILD PLUM LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$635,000
5542 AVENUE DU SOLEIL
3 bd · 2 ba · 2,053 sqft · $309/sqft · 251 DOM
Sold · Mar ’26$649,999
19145 CYPRESS GREEN DRIVE
3 bd · 2 ba · 2,053 sqft · $317/sqft · 14 DOM
Sold · Apr ’26$650,000
4308 AVENUE CANNES
3 bd · 2 ba · 2,046 sqft · $318/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4517 WILD PLUM LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4517 WILD PLUM LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4517 WILD PLUM LANE FAQs
What would the monthly payment be for 4517 WILD PLUM LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,248/mo — principal and interest, the actual property-tax bill, the $76/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4517 WILD PLUM LANE?+
The association fee works out to $76 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4517 WILD PLUM LANE?+
The most recent tax bill on record (2025) was $6,747. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4517 WILD PLUM LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $545,000, this home is listed about 11% above the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 4517 WILD PLUM LANE?+
McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$545,000 runs 44% above the LUTZ 33558 median.
02Time on market is leverage
90 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $549,000, now $545,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Summer Bradberry. MLS #TB8502775.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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