David Ramirez
$450,000$465,0003 bd2.5 ba2,268 sqft$198 /sqft$4,236 /mo all-in ↓

4853 GRAND BANKS DRIVE, WIMAUMA, FL, 33598

Active94 days on marketListed May 5, 2026MLS #TB8502715

Reduced $15KSingle Family ResidenceVALENCIA LAKES

About this home

4853 GRAND BANKS DRIVE

This spectacular, move-in ready home is perfectly situated on an oversized 0.27-acre corner lot with ample space for a future backyard pool, offering both privacy and potential. The exterior showcases a large bay window, brick-paver driveway and walkway, barrel-tile roof, and lush landscaping with custom curbing, creating exceptional curb appeal. Located within Valencia Lakes, Tampa Bay’s premier 55+ resort-style community, this open-concept Barbados model features 3 bedrooms, 2.5 bathrooms, and a spacious 3-car tandem garage. Upon entry, you’re welcomed by an impressive 14-foot coffered ceiling in the foyer, crown molding throughout, and diagonal 18x18 tile flooring that enhances both style and ease of maintenance. The expansive great room is designed for comfort and entertaining, featuring a custom built-in wall unit with an electric fireplace, porcelain surround, and ambient lighting. Triple 8-foot sliders open seamlessly to the L-shaped covered and screened lanai, creating the perfect indoor-outdoor living space for relaxing or entertaining. The gourmet eat-in kitchen is a chef’s dream, complete with quartz countertops, an undermount stainless steel sink, extended serving bar, 42-inch upgraded soft-close Cashmere cabinets with glaze, under-cabinet lighting, designer glass mosaic backsplash, and stainless steel appliances including a slide-in range. A spacious pantry with custom cabinetry and an adjacent informal dining area add both convenience and functionality. The luxurious primary suite features a coffered ceiling, two large walk-in closets, and a spa-like bathroom with dual vanities, Corian countertops, maple cabinetry, and a large walk-in shower with built-in seating and niche. The oversized second bedroom is privately located and includes a charming bay window sitting area, while the third bedroom, featuring double 8-foot doors, is ideal as a den or media room. The secondary bathroom offers a tiled tub/shower combination, Corian countertops, and maple cabinetry. Plus there is a conveniently located powder room with maple cabinetry. Additional highlights include a separate laundry room with GE washer and dryer and pre-plumbing for a utility sink, a screened front entry, accordion storm shutters, designer lighting and ceiling fans, plantation shutters, and window treatments throughout. The home is further enhanced by a Pelican water softener and filtration system and an epoxy-coated garage floor. Valencia Lakes offers an unparalleled resort lifestyle with a 40,000-square-foot clubhouse, 24-hour fitness center, resort-style pools, on-site bistro, tennis, pickleball, bocce ball, social clubs, live entertainment, arts and crafts, cooking classes, and scenic walking paths. This immaculate home is a rare opportunity to enjoy luxury living in one of the most vibrant 55+ communities in the Greater Tampa Bay area.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,268

Sqft

0.28 ac

Lot size

3

Garage

2018

Year built

One

Levels

$198

Per sqft

Fireplace55+ community

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener · Tandem
ExteriorHurricane Shutters · Irrigation System · Lighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$590/mo
Taxes (2025)$7,652/yr
PetsBreed Restrictions
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Restaurant · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fire Hydrant · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,236 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$638
HOA fee — from the listing$590
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$4,236/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$638
HOA / condo fee$590
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$418KedgeAI estimate $440,862 · range $435K$450K$468K

vs edgeAI estimate

+2.1%

$/sqft vs Wimauma actives

$198 vs $185

Days on market

94 vs 41 typical

Where $198/sqft sits among the 268 Wimauma actives

83
91 · this home
56
16
3
19
$136–169$169–201$201–233$233–265$265–297$297+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wimauma

Map of 4853 GRAND BANKS DRIVE

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wimauma. See the full Wimauma guide →

The numbers that matter

The Wimauma market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$354K$364K

Wimauma median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

143 of 268

Wimauma actives have cut their price

Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the Wimauma median. See the full Wimauma market guide →

Paper trail

This home's history

CurrentPrice reduced to $450,000 $15K
May 5, 2026Listed at $465,000 · 94 days on market since
2018Built · VALENCIA LAKES

Reality check

What actually sold near 4853 GRAND BANKS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4908 GRAND BANKS DRIVESold · Jun ’26

$440,000

4908 GRAND BANKS DRIVE · same community

3 bd · 2.5 ba · 2,268 sqft · $194/sqft · 68 DOM

4821 GRAND BANKS DRIVESold · May ’26

$445,000

4821 GRAND BANKS DRIVE · same community

3 bd · 2.5 ba · 2,268 sqft · $196/sqft · 346 DOM

11339 Barca Boulevard, Boynton Beach FL 33437Sold · Oct ’25

$550,000

11339 Barca Boulevard, Boynton Beach FL 33437 · same community

3 bd · 2 ba · 2,232 sqft · $246/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4853 GRAND BANKS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4853 GRAND BANKS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

4853 GRAND BANKS DRIVE FAQs

What would the monthly payment be for 4853 GRAND BANKS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,236/mo — principal and interest, the actual property-tax bill, the $590/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4853 GRAND BANKS DRIVE?+

The association fee works out to $590 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4853 GRAND BANKS DRIVE?+

The most recent tax bill on record (2025) was $7,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4853 GRAND BANKS DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wimauma?+

At $450,000, this home is listed about 23% above the Wimauma median of $364,450. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$450,000 runs 23% above the Wimauma median.

02Know the monthly fee

The association fee is $590/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

94 days on market against a Wimauma median of 41 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $465,000, now $450,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of SALTZBERG & ASSOCIATES REAL ESTATE · Steven Saltzberg. MLS #TB8502715.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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