121 HARBOR VIEW LANE, BELLEAIR BLUFFS, FL, 33770
Active50 days on marketListed Jun 15, 2026MLS #TB8502667
About this home
121 HARBOR VIEW LANE
Welcome to the Picturesque Harbor Bluffs Community. This home is located on a street of multi-million dollar homes. This home offers a perfect blend of comfort and convenience. The open floor concept is significant for entertaining. The entrance features 2-1/2 ft by 5 ft Beautiful travertine tile and a exquisite fireplace with a step up to the wood flooring in the dining, family room and the kitchen. Gourmet kitchen is a cooks dream featuring stainless steel appliances, gas-fueled stove, corian countertops and a breakfast bar that features seating for 6. The split bedroom plan features a large master bedroom with two walk in closets with french doors to the covered and screened patio EXTENSIVE FEATURES INCLUDE: Two zones of central heat, Natural Gas Generac Generator, Hurricane Shutters, (motorized and accordion shutters throughout) crown molding and a natural gas heated spa. Have Peace of mind knowing that every opening has hurricane shutters, hurricane rated garage doors and a natural gas Generac Generator powering the whole house. The 3 car garage is well organized with an epoxy floor and high ceilings and generous storage. The circular driveway has pavers and welcoming plantings. French doors open into a very spacious screened patio with xeriscape plantings throughout and a fenced yard for privacy. Conveniently located just minutes from private and public golf courses, prestine beaches, shopping and great dinning. UNBEATABLE LOCATION that requires no flood insurance. DON'T miss out on this SPECTACULAR PROPERTY!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,374
Sqft
0.29 ac
Lot size
3
Garage
1956
Year built
One
Levels
$400
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,413 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,413/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Belleair Bluffs actives
$400 vs $260
Days on market
50 vs 93 typical
Where $400/sqft sits among the 23 Belleair Bluffs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Bluffs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Bluffs. See the full Belleair Bluffs guide →
Harbor Bluffs — neighborhood snapshot
Population
1,626
Median age
55
Median income
$134,535
Median home value
$673,943
Avg household
3
Households w/ children
122
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Bluffs market
$234K → $252K
Belleair Bluffs median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
16 of 23
Belleair Bluffs actives have cut their price
Median sold price, Belleair Bluffs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 463% above the BELLEAIR BLUFFS 33770 median. See the full Belleair Bluffs market guide →
Paper trail
This home's history
Reality check
What actually sold near 121 HARBOR VIEW LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$1,235,000
128 PALMETTO LANE · same community
3 bd · 2.5 ba · 3,021 sqft · $409/sqft · 2 DOM
Sold · Aug ’25$790,000
125 LIVE OAK LANE · same community
3 bd · 2 ba · 2,131 sqft · $371/sqft · 50 DOM
Sold · Oct ’25$660,000
120 CRESTWOOD LANE · same community
3 bd · 2 ba · 2,115 sqft · $312/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 121 HARBOR VIEW LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 121 HARBOR VIEW LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
121 HARBOR VIEW LANE FAQs
What would the monthly payment be for 121 HARBOR VIEW LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,413/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 121 HARBOR VIEW LANE?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 121 HARBOR VIEW LANE?+
The most recent tax bill on record (2025) was $17,124. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 121 HARBOR VIEW LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Bluffs?+
At $1,350,000, this home is listed about 283% above the Belleair Bluffs median of $352,450. The market section on this page shows how the area is trending.
Which schools are assigned to 121 HARBOR VIEW LANE?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Maria Picun. MLS #TB8502667.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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